USDA Vs. FHA Pro and Con comparison in Schriever, Terrebonne County, LA

In 2025, the USDA loan limit in Schriever, situated in Terrebonne county, LA, is $336,500. Meanwhile, for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the top rates available today for USDA vs FHA. This tool helps you understand the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, enabling you to determine which program in is best suited for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Schriever, Terrebonne County, LA

Loan Type Max Loan Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Schriever, LA

Lendersa® is dedicated to swiftly helping you secure the most advantageous USDA or FHA loan without hassle. Start with one of three pathways that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan is endorsed by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans eliminate the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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