USDA VS FHA in Schriever, Terrebonne County, LA

In 2026, the USDA loan limit in Schriever, situated in Terrebonne county, LA, is $336,500. Meanwhile, for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the top rates available today for USDA vs FHA. This tool helps you understand the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, enabling you to determine which program in is best suited for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Schriever, Terrebonne County, LA

Loan Type Max Loan Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Schriever, LA

Lendersa® is dedicated to swiftly helping you secure the most advantageous USDA or FHA loan without hassle. Start with one of three pathways that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan is endorsed by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans eliminate the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Schriever Lenders

  • American South Mortgage Lending
  • 613 Canal Blvd, Thibodaux, LA, 70301
  • Lends in Louisiana
  • American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.

  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301
  • Lends in Louisiana
  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple

  • First American Bank and Trust
  • 2785 Hwy 20, Vacherie, LA, 70090
  • Lends in Louisiana
  • First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.

  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • Lends in Louisiana
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.

  • La Terre Federal Credit Union
  • 701 Barrow Street, Houma, LA, 70360
  • Lends in Louisiana
  • La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.

  • T.E.A. Federal Credit Union
  • 7220 Main Street, Houma, LA, 70360
  • Lends in Louisiana
  • In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).

  • South Louisiana Bank
  • 1362 West Tunnel Blvd, Houma, LA, 70360
  • Lends in Louisiana
  • At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.

  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360
  • Lends in Louisiana
  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.