USDA Vs. FHA your options comparison in Elmwood, Jefferson County, LA
In 2025, the USDA loan limit for Elmwood, within Jefferson county, LA, is $336,500, compared to the FHA limit for a single-family residence of $472,030.
Employ the Lendersa® USDA loan calculator to check today’s optimal USDA versus FHA rates, and to determine the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your particular financial needs in .
2025 Loan Limits and Down Payment Details in Elmwood, Jefferson County, LA
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Elmwood, LA
Lendersa® is dedicated to swiftly securing you the best possible USDA or FHA loan without complications. Start with one of three paths to gather matched lender options and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
Richmond Heritage Federal Credit Union was founded as a “self-help” not-for-profit organization during the Great Depression in 1936 by ten educators. They recognized the need for access to economic resources not offered to African-Americans by traditional financial institutions at that time.
At First Bank, our mission and values are behind everything we do.
We deliver the financial solutions YOU need!
Since 1864 our priority has been to our customers.
Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
4495 Crossings Boulevard, Prince George, VA, 23875
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration
MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
