USDA VS FHA in Elmwood, Jefferson County, LA

In 2026, the USDA loan limit for Elmwood, within Jefferson county, LA, is $336,500, compared to the FHA limit for a single-family residence of $472,030.

Employ the Lendersa® USDA loan calculator to check today’s optimal USDA versus FHA rates, and to determine the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your particular financial needs in .

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2026 Loan Limits and Down Payment Details in Elmwood, Jefferson County, LA

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Elmwood, LA

Lendersa® is dedicated to swiftly securing you the best possible USDA or FHA loan without complications. Start with one of three paths to gather matched lender options and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in LA?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Elmwood Lenders

  • New Orleans Firemen's Federal Credit Union
  • 4401 W Napoleon Avenue, Metairie, LA, 70001
  • Lends in Louisiana
  • New Orleans Firemen’s Federal Credit Union is a full-service financial institution serving over 26, 000 members and more than 300 business partners across Louisiana and Mississippi, and the second oldest federally insured credit union. As a certified Community Development Financial Institution (CDFI).

  • Sterling Financial Services, LLC
  • 4520 York Street, Metairie, LA, 70001
  • Lends in Louisiana
  • The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.

  • Loan Partners, LLC
  • 7835 Maple Street, New Orleans, LA, 70118
  • Lends in Louisiana
  • Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects.

    Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms

  • Coastal Mortgage Corp
  • 7921 Maple St, New Orleans, LA, 70118
  • Lends in Louisiana
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.

  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • Lends in Louisiana
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
    FHA/VA
    Alternative Low Doc Loans
    Nationwide High Balance and more"

  • Jefferson Parish Employees FCU
  • 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
  • Lends in Louisiana
  • At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.

  • Louisiana Central Credit Union
  • 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
  • Lends in Louisiana
  • Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,

  • OnPath Federal Credit Union
  • 5508 Citrus Blvd, Harahan, LA, 70123
  • Lends in Louisiana
  • At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.

  • Southeast Louisiana Veterans Health Care System Federal Credit Union
  • 2400 Canal Street, Suite 1Q130, New Orleans, LA, 70119
  • Lends in Louisiana
  • Our Credit Union is a unique organization whose mission is to serve its members in an efficient & professional manner while meeting their financial needs. Members will always receive quality services at the best possible best value, ensuring financial stability. Our aim is to provide sound financial management.