USDA Vs. FHA your options comparison in Elmwood, Jefferson County, LA

In 2025, the USDA loan limit for Elmwood, within Jefferson county, LA, is $336,500, compared to the FHA limit for a single-family residence of $472,030.

Employ the Lendersa® USDA loan calculator to check today’s optimal USDA versus FHA rates, and to determine the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your particular financial needs in .

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2025 Loan Limits and Down Payment Details in Elmwood, Jefferson County, LA

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Elmwood, LA

Lendersa® is dedicated to swiftly securing you the best possible USDA or FHA loan without complications. Start with one of three paths to gather matched lender options and USDA loan programs.

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What is a USDA Loan in LA?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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