USDA Vs. FHA Pro and Con comparison in Harahan, Jefferson County, LA
As of 2026, the USDA loan limit in the city of Harahan, located within Jefferson county, LA, is currently set at $336,500. In comparison, the FHA loan limit for a single-family home in the same area stands at $472,030.
You can utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA versus FHA loans today. This allows you to assess the income requirements, credit score, reserves, and necessary documents needed to qualify. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in determining the most suitable program for your specific financial circumstances in .
2026 loan limits and down payment requirements in Harahan, Jefferson, LA
Loan Type
Maximum Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Harahan, LA
The mission of Lendersa® is to facilitate securing the best USDA or FHA loan for you swiftly and with no hassle. You are invited to select one of three different approaches that lead to matching with appropriate lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage supported by the Department of Agriculture, also known as a USDA rural development loan. It is exclusively available to individuals in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all, making them an attractive option for those living in qualifying areas.
1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
Lends in Louisiana
At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
Lends in Louisiana
Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,
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The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.
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Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.
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“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
