USDA Loan Vs. FHA loan pro & con for River-Ridge, Jefferson County, LA

In 2025, USDA loan limit in River-Ridge, county of Jefferson, LA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in River-Ridge, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(216) 621-4644 922 miles Lender's profile and map Reviews Firefighters Community Credit Union \| FFCCU 1222 W. Pleasant Valley Rd, Parma, OH, 44134 Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
4125514976 922 miles Lender's profile and map Reviews Defeo Capital Consulting LLC 1251 Gallupe Dr, Pittsburgh, PA, 15226 We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
(855) 900-1118 922 miles Lender's profile and map Reviews Everest Lending Group LLC 4127 Brownsville Rd, Suite 203, Pittsburgh, PA, 15227 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(563) 568-3451 922 miles Lender's profile and map Reviews Waukon State Bank 22 West Main Street, Waukon, IA, 52172 The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.
(216) 232-2900 923 miles Lender's profile and map Reviews Rockway Mortgage Company, Inc. 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116 Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(540) 635-7133 923 miles Lender's profile and map Reviews Front Royal Federal Credit Union 230 North Royal Avenue, Front Royal, VA, 22630 Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
(540) 635-1112 923 miles Lender's profile and map Reviews CBM Mortgage, Inc 912 Hometown Way, Front Royal, VA, 22630 CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
(800) 664-1778 923 miles Lender's profile and map Reviews West Michigan Community Bank 5367 School Avenue, Hudsonville, MI, 49426 West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
(412) 381-6363 923 miles Lender's profile and map Reviews Pittsburgh Federal Credit Union 317 Brownsville Road, Pittsburgh, PA, 15210 Pittsburgh FCU is a member-owned, not-for-profit, financial cooperative chartered in 1935. Since our founding Pittsburgh FCU has promoted the basic credit union philosophy of “People Helping People”. Our credit union exists to meet the financial needs of our members & their families. To achieve goal, we offer an array of quality financial products.
(412) 656-2179 923 miles Lender's profile and map Reviews Southside Mortgage of Pittsburgh Inc 4600 E Carson Street, Fl2, Pittsburgh, PA, 15210 At Southside Mortgage of Pittsburgh Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(757) 799-4824 924 miles Lender's profile and map Reviews Reeds Real Estate 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323 At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.