USDA Loan Vs. FHA loan for River-Ridge, LA [Jefferson County Rates 2023]

In 2025, USDA loan limit in River-Ridge, county of Jefferson, LA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in River-Ridge, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(575) 887-6686 848 miles Lender's profile and map Reviews Western Commerce Bank 127 S. Canyon St, Carlsbad, NM, 88220 Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
(402) 665-3431 848 miles Lender's profile and map Reviews CerescoBank 130 West Elm Street, Ceresco, NE, 68017 CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
(252) 533-9000 848 miles Lender's profile and map Reviews New Republic Savings Bank 420 Becker Drive, Roanoke Rapids, NC, 27870 New Republic Bank provides clients with access to next-level financial solutions, customized lending and deposit services. Our seasoned professionals bring a deep knowledge of client needs. Our online banking, mobile apps and client teams provide convenience as well as consultative services.
(252) 537-8061 848 miles Lender's profile and map Reviews Roanoke Rapids Savings Bank 325 Becker Drive, Roanoke Rapids, NC, 27870 Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.
(269) 695-2334 848 miles Lender's profile and map Reviews Country Heritage Credit Union 16580 Bakertown Road, Buchanan, MI, 49107 Country Heritage has been serving the rural community since 1932. Founded as Buchanan Farmers Credit Union to meet the needs of Agri-Business, the Credit Union moved to it's new building in 1993. At the same time the name was changed to Country Heritage Credit Union to reflect it's expanded role in the community.
(847) 323-3141 849 miles Lender's profile and map Reviews Educated Investors Finance Corporation 4251 Commercial Way, Glenview, IL, 60025 At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.
(847) 892-7600 849 miles Lender's profile and map Reviews Prime Rate Mortgage, LLC 1247 Waukegan Rd, Suite 200, Glenview, IL, 60025 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
(833) 999-0324 849 miles Lender's profile and map Reviews Arbor Bank 16949 Lakeside Hills Plz, Omaha, NE, 68130 At Arbor Bank, we make growing great relationships with our clients the top priority. Arbor Bank has served Eastern Nebraska & Western Iowa for over 150 years. We are dedicated to helping farmers, families, individuals, businesses & our local communities grow. Arbor Bank's roots stem back to 1865 when the Nebraska City institution was established.
(402) 850-9739 849 miles Lender's profile and map Reviews Shotbolt Mortgage Corporation 17310 Wright Street, Suite 104, Omaha, NE, 68130 Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska. As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
(402) 210-8352 849 miles Lender's profile and map Reviews Wilhelm Mortgage Inc 17310 Wright Street, Suite 104, Omaha, NE, 68130 Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
(402) 575-9020 849 miles Lender's profile and map Reviews Mutual of Omaha Mortgage 17041 Lakeside Hills Plaza A, Omaha, NE, 68130 The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.