USDA and FHA Pro and Con in River-Ridge, Jefferson County, LA

For 2025, the USDA loan limit within River-Ridge, located in Jefferson, LA, reaches $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Identify income, credit, reserves, and needed documents for qualification. Our advanced mortgage tool allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision on the best program for your finances in .

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2025 Loan Limits and Downpayment Requirements in River-Ridge, Jefferson, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in River-Ridge, LA

The primary aim at Lendersa® is to swiftly and seamlessly connect you to the finest USDA or FHA loan. Choose from three starting options tailored to guide you towards matching lenders and USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in LA

A USDA home loan, which the Department of Agriculture guarantees, also known as the USDA rural development loan, is only available in rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, USDA mortgages require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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