USDA and FHA Pro and Con in Jefferson, Jefferson County, LA
As of 2026, the USDA loan maximum in Jefferson, Jefferson county of LA, is set at $336,500. In contrast, the FHA limit for a single-family home comes in at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can compare the top-rated USDA and FHA rates today. It's designed to help you identify the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to the optimal program for your financial scenario in .
Loan limits and down payment requirements for 2026 in Jefferson, Jefferson county of LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan opportunities in Jefferson, LA
Lendersa® aims to provide you with the most advantageous USDA or FHA loan options swiftly and with minimal inconvenience. Kickstart the process by choosing one of the three options available, leading to compatible lenders and USDA loan programs.
A USDA home loan comes with a government guarantee from the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It's particularly available within rural areas. Unlike FHA loans which require at least a 3.5% down payment, a USDA mortgage demands no down payment whatsoever.
New Orleans Firemen’s Federal Credit Union is a full-service financial institution serving over 26, 000 members and more than 300 business partners across Louisiana and Mississippi, and the second oldest federally insured credit union. As a certified Community Development Financial Institution (CDFI).
The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.
Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects.
Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.
"Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming FHA/VA Alternative Low Doc Loans Nationwide High Balance and more"
1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
Lends in Louisiana
At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
Lends in Louisiana
Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,
At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.
Southeast Louisiana Veterans Health Care System Federal Credit Union
2400 Canal Street, Suite 1Q130, New Orleans, LA, 70119
Lends in Louisiana
Our Credit Union is a unique organization whose mission is to serve its members in an efficient & professional manner while meeting their financial needs. Members will always receive quality services at the best possible best value, ensuring financial stability. Our aim is to provide sound financial management.
