USDA Vs. FHA Pro and Con comparison in Estelle, Jefferson County, LA
In 2025, the USDA loan limit in Estelle, Jefferson County, LA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in for your financial needs.
A USDA home loan, supported by the U.S. Department of Agriculture—also called the USDA rural development loan—is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
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