USDA Vs. FHA your options comparison in Estelle, Jefferson County, LA

In 2026, the USDA loan limit in Estelle, Jefferson County, LA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Estelle, Jefferson County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Estelle, LA

Lendersa® aims to quickly connect you with the best USDA or FHA loan. Choose from three pathways leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, supported by the U.S. Department of Agriculture—also called the USDA rural development loan—is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Estelle Lenders

  • URBAN HOUSING MORTGAGE & REALTY GROUP, LLC
  • 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058
  • Lends in Louisiana
  • Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.

  • NOLA Hard Money Services LLC
  • 325 Manhattan Blvd, Harvey, LA, 70058
  • Lends in Louisiana
  • NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.

  • NAS JRB Credit Union
  • 400 Russell Avenue, Building 509, New Orleans, LA, 70143
  • Lends in Louisiana
  • NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.

  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • Lends in Louisiana
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!

  • Absolute Mortgage & Lending
  • 540 Lapalco Blvd, Gretna, LA, 70056
  • Lends in Louisiana
  • We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff

  • Loan Partners, LLC
  • 7835 Maple Street, New Orleans, LA, 70118
  • Lends in Louisiana
  • Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects.

    Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms

  • Coastal Mortgage Corp
  • 7921 Maple St, New Orleans, LA, 70118
  • Lends in Louisiana
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.

  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • Lends in Louisiana
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
    FHA/VA
    Alternative Low Doc Loans
    Nationwide High Balance and more"

  • Coast Guard Employees Credit Union
  • 500 Poydras Street, Room 1226, New Orleans, LA, 70130
  • Lends in Louisiana
  • Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.

    Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.