USDA Vs. FHA your options comparison in Woodmere, Jefferson County, LA
As of 2025, the USDA loan maximum in Woodmere, Jefferson county of LA, is set at $336,500. In contrast, the FHA limit for a single-family home comes in at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can compare the top-rated USDA and FHA rates today. It's designed to help you identify the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to the optimal program for your financial scenario in .
Loan limits and down payment requirements for 2025 in Woodmere, Jefferson county of LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan opportunities in Woodmere, LA
Lendersa® aims to provide you with the most advantageous USDA or FHA loan options swiftly and with minimal inconvenience. Kickstart the process by choosing one of the three options available, leading to compatible lenders and USDA loan programs.
A USDA home loan comes with a government guarantee from the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It's particularly available within rural areas. Unlike FHA loans which require at least a 3.5% down payment, a USDA mortgage demands no down payment whatsoever.
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17316 Edwards Road, Suite 250, Cerritos, CA, 90703
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11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
When you work with Equibox Mortgage, you’ll be treated more like a partner instead of a client. That’s because we know you could probably use an expert in your corner. Buying a home doesn’t have to be a confusing and intimidating process. We’re here to answer any questions you have about the entire home buying process.
17215 Studebaker Rd, Suite 330, Cerritos, CA, 90703
"Express Home Loan Funding or EHL Funding is a mortgage broker based in the city of Downey southeast Los Angeles County, California.
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17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
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17777 Center Court Drive, Suite 600, Cerritos, CA, 90703
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17785 Center Court Drive North, Suite 120, Cerritos, CA, 90703
Headquartered in Cerritos, California and located at the cusp of Orange County, Beacon Hillcrest has been providing solutions that meet the complex needs of both sellers and buyers of residential and commercial properties. At Beacon Hillcrest, we value Client-Based Relationships, Personal Excellence, Continuous Improvement, Working Together.
18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
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17100 Norwalk Boulevard, Suite 112, Cerritos, CA, 90703
Platinum West Funding full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance and construction lending. We have access to a full range of mortgage products. All our lending specialists are dedicated to finding the right loan-with the best rates.
