USDA and FHA Pro and Con in Harvey, Jefferson County, LA

In 2025, the USDA loan cap for Harvey in Jefferson County, LA is $336,500. Meanwhile, the FHA limit for a single-family residence is set at $472,030.

Employ the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, determining the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you find the best program in to fit your financial needs.

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2025 Loan Limits and Down Payment Requirements in Harvey, Jefferson County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Harvey, LA

At Lendersa®, our goal is to efficiently connect you with the ideal USDA or FHA loan, without hassle. Begin with one of three routes leading to matched lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in LA

A USDA home loan, insured by the U.S. Department of Agriculture and also called a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them easier to obtain.

Enter your location to find out if it qualifies for USDA rural housing loan?



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