USDA VS FHA in Amite-City, Tangipahoa County, LA

For the year 2026, the USDA loan threshold in Amite-City, under the administration of Tangipahoa county, LA, is $285,000. The FHA ceiling, however, is $356,362 for a single-family home.

Make use of Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates available today. Determine the necessary income, credit, reserves, and document requirements for eligibility. This advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA programs simultaneously to aid you in choosing the right option in for your unique financial circumstances.

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Review of 2026 Loan Limits and Down Payment Specifications in Amite-City, Tangipahoa County, LA

Type of Loan Maximum Loan Amount Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Amite-City, LA

Lendersa®'s mission is to connect you to the ideal USDA or FHA loan swiftly and without trouble. Initiate with one of three starting points resulting in matched lenders and USDA loan programs.

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Insight into USDA Loans in LA

The USDA home loan, secured by the federal Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is exclusively for rural locales. Distinct from FHA loans requiring a minimum 3.5% down payment, USDA mortgages come with zero down payment obligations.

Enter your location to find out if it qualifies for USDA rural housing loan?



Amite-City Lenders

  • Tangipahoa Parish Teachers' Credit Union
  • 411 East Oak Street, Amite, LA, 70422
  • Lends in Louisiana
  • Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.

  • Magee Financial
  • 221 E Charles St, Hammond, LA, 70401
  • Lends in Louisiana
  • Magee Financial, LLC has been a leader in the consumer finance industry since 1955. We pride ourselves on our personal customer relations and strive to offer the best financial solution to all our customers, regardless of their financial situation. We respect our customers and offer quick, convenient and personal service.

  • First Guaranty Bank
  • 400 E Thomas St, Hammond, LA, 70401
  • Lends in Louisiana
  • For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.

  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401
  • Lends in Louisiana
  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you

  • Advantage Financial Services
  • 824 SW Railroad Ave, Suite A, Hammond, LA, 70403
  • Lends in Louisiana
  • Advantage Financial Services specializes in offering installment loans to help families and individuals make ends meet. Whether it’s an unexpected expense, an upcoming repair bill or even a pending school expense, we understand that life brings with it many situations that stretch budgets.

  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403
  • Lends in Louisiana
  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,

  • Landmark Bank
  • 12225 St. Helena Street, Clinton, LA, 70722
  • Lends in Louisiana
  • Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver

  • CTH Mortgage LLC
  • 18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
  • Lends in Louisiana
  • CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.

  • First Choice Mortgage, LLC
  • 112 S Range Ave, Denham Springs, LA, 70726
  • Lends in Louisiana
  • First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase