USDA Vs. FHA Pro and Con comparison in Amite-City, Tangipahoa County, LA

For the year 2025, the USDA loan threshold in Amite-City, under the administration of Tangipahoa county, LA, is $285,000. The FHA ceiling, however, is $356,362 for a single-family home.

Make use of Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates available today. Determine the necessary income, credit, reserves, and document requirements for eligibility. This advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA programs simultaneously to aid you in choosing the right option in for your unique financial circumstances.

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Review of 2025 Loan Limits and Down Payment Specifications in Amite-City, Tangipahoa County, LA

Type of Loan Maximum Loan Amount Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Amite-City, LA

Lendersa®'s mission is to connect you to the ideal USDA or FHA loan swiftly and without trouble. Initiate with one of three starting points resulting in matched lenders and USDA loan programs.

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Insight into USDA Loans in LA

The USDA home loan, secured by the federal Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is exclusively for rural locales. Distinct from FHA loans requiring a minimum 3.5% down payment, USDA mortgages come with zero down payment obligations.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Great Western Financial Services, Inc
  • 5408 W. Plano Parkway, Plano, TX, 75093
  • Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.
  • Almega Mortgage
  • 2301 Ohio Drive, Ste 138, Plano, TX, 75093
  • Almega Mortgage, we know that each customer has specific mortgage needs, so we strive to meet those specific needs with a wide array of mortgages combined with quality service and individual attention. Though we are based in Plano, we routinely serve clients in Allen, Frisco, Carrollton, Richardson, Garland, and the rest of the Dallas metroplex.
  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
  • Homewood Mortgage, LLC
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
  • Lendid Loans, LLC
  • 17440 Dallas Pkwy, Suite 111, Dallas, TX, 75287
  • Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
  • Layton Mortgage
  • 11912 Golden Bell Ln, Frisco, TX, 75035
  • Layton Mortgage We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
  • Greatwall Inc.
  • 11500 State Highway 121, Suite 410, Frisco, TX, 75035
  • Greatwall, Inc’s mission is to provide all clients with the perfect mortgage programs and real estate deals that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Greatwall, Inc will be able to get a complete look at your financial situation to determine.
  • Loan Star Mortgage Solutions LLC
  • 13727 Lincolnshire Ln, Frisco, TX, 75035
  • "Loan Star Mortgage Buying a home is about more than interest rates. You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help"
  • Kothamasu Group Inc
  • 10659 Ferdinand View, Frisco, TX, 75035
  • Rama attributes his success to excellent customer service skills and always keeping the needs of his client first. Offering a diverse group of funding sources enables Rama to custom tailor the mortgage solution which best fit’s his client’s profile and long term financial objectives.
  • Prime Choice Lending, Inc.
  • 9300 John Hickman Pkwy, Suite 303, Frisco, TX, 75035
  • The Prime Choice Lending Inc., team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.