For the year 2025, the USDA loan threshold in Amite-City, under the administration of Tangipahoa county, LA, is $285,000. The FHA ceiling, however, is $356,362 for a single-family home.
Make use of Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates available today. Determine the necessary income, credit, reserves, and document requirements for eligibility. This advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA programs simultaneously to aid you in choosing the right option in
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| Type of Loan | Maximum Loan Amount | Required Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s mission is to connect you to the ideal USDA or FHA loan swiftly and without trouble. Initiate with one of three starting points resulting in matched lenders and USDA loan programs.
The USDA home loan, secured by the federal Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is exclusively for rural locales. Distinct from FHA loans requiring a minimum 3.5% down payment, USDA mortgages come with zero down payment obligations.
Enter your location to find out if it qualifies for USDA rural housing loan?
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