USDA VS FHA in Hammond, Tangipahoa County, LA

In 2025, the USDA loan limit in Hammond, Tangipahoa County, LA, is $336,500, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates, figuring out the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to determine which program in aligns best with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Hammond, Tangipahoa County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Hammond, LA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points that connect you with matching lenders and the right USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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