USDA and FHA Pro and Con in Hahnville, St. Charles County, LA

In 2025, the USDA loan limit applicable in Hahnville, situated in St. Charles county, LA, is specified as $336,500. For single-family residences, the FHA limit stands at $472,030.

To compare the best rates for USDA versus FHA as of today, use the Lendersa® USDA loan calculator. This tool evaluates the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in deciding the most suitable program suited to your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Hahnville, County of St. Charles, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring Loan Options: USDA and FHA in Hahnville, LA

The aim of Lendersa® is to help you secure the best possible USDA or FHA loans promptly and efficiently. Pick any of the three starting avenues that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan, also termed as the USDA rural development loan or USDA mortgage, is a government-guaranteed loan through the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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