USDA Vs. FHA Pro and Con comparison in Norco, St. Charles County, LA

As of 2025, the USDA loan limit for Norco in St. Charles county, LA, is $336,500. For single-family homes, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, considering income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Norco, St. Charles, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Norco, LA

Lendersa® aims to help you secure the best possible USDA or FHA loans quickly and easily. Choose from three entry points leading to matched lenders and possible USDA program options.

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Understanding USDA Loans in LA

The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed loan available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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