USDA VS FHA in Norco, St. Charles County, LA

As of 2026, the USDA loan limit for Norco in St. Charles county, LA, is $336,500. For single-family homes, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, considering income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Norco, St. Charles, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Norco, LA

Lendersa® aims to help you secure the best possible USDA or FHA loans quickly and easily. Choose from three entry points leading to matched lenders and possible USDA program options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed loan available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Norco Lenders

  • Louisiana Federal Credit Union
  • 805 Robin Street, La Place, LA, 70068
  • Lends in Louisiana
  • Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lends in Louisiana
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999

  • The KPC Group, LLC
  • 3632 S. Loyola Drive, #239, Kenner, LA, 70065
  • Lends in Louisiana
  • The KPC Group was created in 2010 from virtual scratch.
    There was no formal education, nor any specific direction in which the company would be taken. The model was born and developed on the fly with the idea of bringing supply and demand together in the non-bank, alternative finance space. At the core, having a knack for cultivating new relations

  • Xplore Federal Credit Union
  • 5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
  • Lends in Louisiana
  • Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success.

    Federally chartered in 1947.

  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Lends in Louisiana
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.

    Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees

  • Mutual Savings and Loan Association
  • 2900 Clearview Parkway, Metairie, LA, 70006
  • Lends in Louisiana
  • Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.

  • Greater New Orleans Federal Credit Union
  • 3105 Lime Street, Metairie, LA, 70006
  • Lends in Louisiana
  • Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.

  • Total Choice Federal Credit Union
  • 14963 River Road, Hahnville, LA, 70057
  • Lends in Louisiana
  • Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.

  • PAN AMOCO FEDERAL CREDIT UNION
  • 3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002
  • Lends in Louisiana
  • PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957.

    Credit Unions are unique financial organizations that date back to the early twentieth century.