USDA and FHA Pro and Con in St.-Rose, St. Charles County, LA
During 2025, the USDA loan limit for a single-family house in St.-Rose, St. Charles County, LA is $285,000. In comparison, the FHA loan limit is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates available today, and ascertain the required income, credit status, reserves, and documentation for qualification. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side-by-side, aiding you in choosing the best program for your financial condition in .
2025 Loan Limits and Downpayment Needs in St.-Rose, St. Charles County, LA
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in St.-Rose, LA
The aim of Lendersa® is to facilitate obtaining the optimal USDA or FHA loan swiftly and seamlessly. You can choose from one of three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan, which is also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and is intended for areas designated as rural. Unlike FHA loans, which necessitate a 3.5% minimum downpayment, USDA mortgage loans do not require any downpayment at all.
My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve.
I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio
California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.
Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members.
Glendale FCU was founded on the credit union philosophy of “people helping people,
1288 North Verdugo Road, Suite A, Glendale, CA, 91206
Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.
1461 East Chevy Chase Drive, Suite 101, Glendale, CA, 91206
Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area
We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
2331 Honolulu Avenue, Suite E, Montrose, CA, 91020
Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Water and Power Community Credit Union (WPCCU) was founded in 1936 to serve the financial needs of employees of the Los Angeles Department of Water and Power. As Los Angeles grew, so did WPCCU. Today, nearly seven decades after opening with just two desks and a typewriter, WPCCU is a full service community-based financial institution
