USDA and FHA Pro and Con in St.-Rose, St. Charles County, LA
During 2025, the USDA loan limit for a single-family house in St.-Rose, St. Charles County, LA is $285,000. In comparison, the FHA loan limit is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates available today, and ascertain the required income, credit status, reserves, and documentation for qualification. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side-by-side, aiding you in choosing the best program for your financial condition in .
2025 Loan Limits and Downpayment Needs in St.-Rose, St. Charles County, LA
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in St.-Rose, LA
The aim of Lendersa® is to facilitate obtaining the optimal USDA or FHA loan swiftly and seamlessly. You can choose from one of three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan, which is also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and is intended for areas designated as rural. Unlike FHA loans, which necessitate a 3.5% minimum downpayment, USDA mortgage loans do not require any downpayment at all.
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WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.
Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money
Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
At The Portage County Bank we offer our customers a complete line of deposit services. We have checking accounts, savings accounts, money market accounts and certificates of deposits with various maturities and rates. We also have regular IRA and Roth IRA Accounts. Whatever type of account you are looking for The Portage County Bank has it for you.
PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.
For financing a new home, saving for retirement, or just accessing your money quickly
A B Federal Credit Union was chartered in 1962 under the name of Altoona Butterick Federal Credit Union in Altoona, PA. Today A B Federal Credit Union has expanded its field of membership to serve the employees and family of numerous local companies. A B Federal Credit Union is here to serve its members.
Clarion County Community Bank Provides Banks, Loans, Mortgage, Online Banking, Personal Banking, Business Banking, Mobile Banking to the Clarion, PA Area. Clarion County Community Bank is committed to ensure the safety of your financial information. We would like to remind you that e-mail messages are not secure.
For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
