USDA Loan Vs. FHA loan pro & con for Boutte, St. Charles County, LA

In 2025, USDA loan limit in Boutte, county of St. Charles, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Boutte, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(832) 431-6331 306 miles Lender's profile and map Reviews Angelo Christian Financial 800 Town and Country BLVD, Suite 500, Houston, TX, 77024 "Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children. WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"
(713) 726-2515 306 miles Lender's profile and map Reviews Empowerment Community Development Federal Credit Union 6011 West Orem, Houston, TX, 77085 Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members
(936) 441-7200 306 miles Lender's profile and map Reviews Core Lending 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384 CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
(206) 265-0179 307 miles Lender's profile and map Reviews Right Now Mortgage 5206 FM 1960 West, Suite 212K, Houston, TX, 77069 Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(713) 358-9400 308 miles Lender's profile and map Reviews Lone Star Bank 2600 South Gessner Road, Houston, TX, 77063 Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.
(281) 499-0001 308 miles Lender's profile and map Reviews Sutton Residential & Commercial 2111 Highway 90-A, Suite A, Missouri City, TX, 77489 Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.
(281) 924-6907 308 miles Lender's profile and map Reviews NEW HOME GUIDE TEXAS 1614 Fieldlark Lane, Missouri City, TX, 77489 We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.
(713) 860-1200 308 miles Lender's profile and map Reviews Mortgages Direct 2100 Tanglewilde 185, Houston, TX, 77063 William Taylor founder of Mortgages Direct and and own 100% of the company. Our corporate name is Mortgage Factory Inc. and we have been in business in Houston since 1992. I am proud of the fact that we have survived all these years, through the financial crises and boom times alike.
(832) 912-4096 308 miles Lender's profile and map Reviews Morton Mortgage Inc 8900 Eastloch Drive, Suite 140, Spring, TX, 77379 Morton Mortgage, Inc. is a Texas Mortgage Company. Renee Morton and her team bring the expertise of over 40 years to the closing table. They take great pride in offering competitive rates, exemplary customer service and great attention to detail to insure your home lending experience is the finest.
(713) 409-4099 308 miles Lender's profile and map Reviews Texas Mortgage Professionals 17018 Seven Pines Dr, Suite 200, Spring, TX, 77379 Texas Mortgage Professionals, lending since 2003. Our team consists of mortgage professionals that provide services for mortgages all over Texas. We are committed to providing the time and service to those whom need it and value to those whom have achieved it. We want to make sure everyone has the opportunity to buy their dream home.
(936) 856-2611 308 miles Lender's profile and map Reviews Caprate Mortgage LLC 10112 League Line Rd, Conroe, TX, 77304 Caprate Mortgage LLC a Christian based company, is committed to helping you find the right mortgage product for your needs. Lending not only to the Lake Conroe area and The Woodlands but all of Texas. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.