USDA Vs. FHA Pro and Con comparison in Walker, Livingston County, LA
For 2025, the USDA loan ceiling in Walker, part of Livingston county, LA, is $336,500. In comparison, the FHA loan cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today and understand the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, allowing you to choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Details in Walker, Livingston County, LA
Loan Type
Max Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Walker, LA
Lendersa® is committed to providing you with the optimal USDA or FHA loan quickly and without difficulty. Choose among three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture (also known as a USDA rural development loan or mortgage), is available only in rural areas. Different from FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
17300 Dallas Parkway, Suite 1030, Dallas, TX, 75248
Founded in 2009, Town Square Mortgage has built a strong reputation as a preferred mortgage lender by serving the needs of homebuyers, real estate professionals, and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house
MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible along with the best service in the industry. Furthermore we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Ceasons Holdings is a Texas based private real estate lending company dedicated to financing short-term asset based loans. Ceasons Holdings is based out of Dallas, Texas and is a family owned and operated private real estate lender.Ceasons Holdings’ principals are passionate about real estate and are able to draw on their experiences as: direct le
Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration
Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
Dominion Bank was founded on the premise that a superior team of seasoned bankers can out-perform the competition. CEO Thomas J. Mastor, CFO R. Michael Russell, Dallas President Stephanie Velasquez, along with their proven team of bankers, formed Dominion Bank with an initial capitalization of over $50 million raised from local investors.
Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.
Certified Funding, L.P. is a pioneer in second lien lending. Since 1985
we have provided purchase money second liens, equity liens and home
improvement loans for Mortgage Brokers and Mortgage Bankers. As an
independently owned and operated business, we are constantly
striving to provide innovative programs and competitive products.
