In 2025, the USDA loan limit in Ponchatoula, situated in Tangipahoa, LA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to assess and contrast the current USDA versus FHA best rates. Determine eligibility by evaluating income, credit, reserves, and documents required. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side to facilitate selecting the best option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loan swiftly and without hassle. Choose one of three starting points that align you with matching lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan, is backed by the government Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans don't require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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