In 2025, the USDA loan limit for Houma in Terrebonne County, LA is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess and compare today’s best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Houma, Terrebonne County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Houma, LA
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and efficiently. Choose one of three starting options that lead to matched lenders and appropriate USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.
377 E. Chapman Ave, Suite 200, Placentia, CA, 92870
Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.
Access Lending Solutions Inc. is a California based loan provider offering solutions to homeowners looking for an un-invasive and simple approach to mortgage planning. We take a consumer-centric approach to quoting that most loan providers reject. We require very limited, bare-bones criteria to quote.
Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PRIVATE MONEY LENDING
PRIVATE LENDING SERV
260 Newport Center Drive, Newport Beach, CA, 92660
Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
