USDA Vs. FHA Pro and Con comparison in Bayou-Cane, Terrebonne County, LA
In 2025, the USDA loan cap for Bayou-Cane, located in Terrebonne County, LA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Bayou-Cane, Terrebonne County, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bayou-Cane, LA
The goal at Lendersa® is to efficiently link you with the optimal USDA or FHA loan without hassle. Begin with one of three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, easing access to homeownership.
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