USDA Vs. FHA Pro and Con comparison in Jeanerette, Iberia County, LA

For 2025, the USDA loan limit in Jeanerette, part of Iberia county, LA, is $336,500, whereas the FHA loan cap for a single-family home is $472,030.

The Lendersa® USDA loan calculator enables you to compare today's top USDA against FHA rates while assessing the necessary income, credit, reserves, and required documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side-by-side, helping you determine which program best suits your financial situation in .

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Overview of 2025 Loan Limits and Down Payment Necessities in Jeanerette, Iberia County, LA

Type of Loan Maximum Loan Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Jeanerette, LA

At Lendersa®, our objective is to swiftly connect you to the ideal USDA or FHA loan with ease. Begin with one of three pathways to obtain lender matches and USDA loan options.

Lendersa USDA loan inquiry and results

Understanding USDA Loans in LA

The USDA home loan, secured by the Department of Agriculture, otherwise known as a USDA rural development loan or USDA mortgage, is tailored for rural areas only. Differing from FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Orchard Home Loans, LLC
  • 1400 Lavaca Street, Suite 09-102, Austin, TX, 78701
  • Orchard Home Loans We built the type of mortgage company we’d want to use ourselves One that gives you multiple competitive rate options and helps you understand all the steps and costs involved. No excess paperwork. No bots. No banker lingo. Just a clear and simple way to finance your home and get all your questions answered along the way.
  • Shelby County Federal Credit Union
  • 160 North Main Street, Suite 401, Memphis, TN, 38103
  • Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
  • NiceLoans!
  • 65 Monroe Avenue, Memphis, TN, 38103
  • NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
  • Orion FCU
  • 400 Monroe Ave., Memphis, TN, 38103
  • Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
  • Curran Mortgage Inc.
  • 1303 West Industrial Boulevard, Round Rock, TX, 78681
  • As an experienced and skilled mortgage lending team, Curran Mortgage understands each transaction is different, as is every client’s home and individual needs. To offer the highest level of service from our clients' perspective — we seek to understand their immediate and long term financial goals.
  • First Service Bank
  • 136 S Broadview, Greenbrier, AR, 72058
  • First Service Bank has been in operation for over 50 years and has locations in Little Rock, Greenbrier, Clinton, Shirley, Marshall, Yellville, Flippin, Mountain View, Conway and Dermott, with its headquarters in Faulkner County. Our goal is to fulfill your Banking & financing needs so you can realize your dreams.
  • Memphis City Employees Credit Union
  • 2608 Avery Avenue, Memphis, TN, 38112
  • The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
  • Global Loans Inc
  • 7000 Emerald Coast Drive, Plano, TX, 75074
  • Global Loans Inc. is committed to helping you find the right mortgage product of your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a your mortgage loan simple and efficient.