USDA Vs. FHA your options comparison in Franklin, St. Mary County, LA
During 2025, the USDA loan threshold in Franklin, situated in St. Mary County, LA, is $336,500, whereas the FHA loan ceiling is $472,030 for a single-family dwelling.
Make use of the Lendersa® USDA loan calculator to assess and contrast the competitive USDA and FHA rates available today, thus determining the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the most suitable program in Alabama for your financial scenario.
Loan limits and down payment details for 2025 in Franklin, St. Mary, LA
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Opportunities in Franklin, LA
Lendersa® aims to connect you with the optimal USDA or FHA loan efficiently and seamlessly. Begin with one of three initial steps that will match you with lenders and the USDA loan programs best suited for you.
USDA home loans are backed by the government via the Department of Agriculture, commonly referred to as USDA rural development loans or USDA mortgages, and available exclusively in rural areas. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment at all.
"Vanmar Lending was founded in 2012 by Kristen (Vance) Martinez and Carlos Martinez. It is a full-service mortgage lending company offering FHA, VA, USDA, Conventional and Jumbo loan programs.
The team’s mission and commitment is its dedication to facilitating the dream of home ownership by providing Five-Star Service."
Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options.
Everlasting Capital is your number one source for getting any deal done with the highest level of expertise
HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
75280 Highway 111 Suite 101, Indian Wells, CA, 92210
LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
The Rails West Federal Credit Union has been serving members since 1935. We are a non-profit financial institution, owned and controlled by our members. Our Mission is to serve the personal financial needs of our members efficiently and vigorously.
Our Vision is to become the primary financial institution for the entire credit union
