USDA and FHA Pro and Con in Franklin, St. Mary County, LA
During 2026, the USDA loan threshold in Franklin, situated in St. Mary County, LA, is $336,500, whereas the FHA loan ceiling is $472,030 for a single-family dwelling.
Make use of the Lendersa® USDA loan calculator to assess and contrast the competitive USDA and FHA rates available today, thus determining the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the most suitable program in Alabama for your financial scenario.
Loan limits and down payment details for 2026 in Franklin, St. Mary, LA
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Opportunities in Franklin, LA
Lendersa® aims to connect you with the optimal USDA or FHA loan efficiently and seamlessly. Begin with one of three initial steps that will match you with lenders and the USDA loan programs best suited for you.
USDA home loans are backed by the government via the Department of Agriculture, commonly referred to as USDA rural development loans or USDA mortgages, and available exclusively in rural areas. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment at all.
BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.
5326 West Bellfort Street, Suite 109, Houston, TX, 77035
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service" should be. Our expectation is to make a difference.
C2R Capital Management is a national private real estate lending firm specializing in asset-backed loans. We originate short-term, first-lien bridge, development, and mezzanine loans to owners and developers of most asset classes.
Our direct funding platform fills the void created by traditional lending institutions, providing developers and own
2323 South Voss Road, Suite 308, Houston, TX, 77057
Jafari No-Interest Credit Union has been open since 2016. The credit union has assets totaling $1.77 Million and provides banking services to more than 300 members as of March 2022.
Jafari No-Interest Credit Union received Texas Credit Union Department and National Credit Union Administration approval and started operations
Lone Star Wide Capital buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
5718 Westheimer Rd, Suite 1000, Houston, TX, 77057
We are different. Different is good. We go the extra mile. We bring you a wide selection of loan products and help you understand the essential elements of the loan process. If your FICO score could use help, we will give you a step-by-step plan to help you boost it with our Artificial Intelligence (AI) software. We always strive to bring you the
