USDA Vs. FHA your options comparison in Franklin, St. Mary County, LA
During 2025, the USDA loan threshold in Franklin, situated in St. Mary County, LA, is $336,500, whereas the FHA loan ceiling is $472,030 for a single-family dwelling.
Make use of the Lendersa® USDA loan calculator to assess and contrast the competitive USDA and FHA rates available today, thus determining the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the most suitable program in Alabama for your financial scenario.
Loan limits and down payment details for 2025 in Franklin, St. Mary, LA
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Opportunities in Franklin, LA
Lendersa® aims to connect you with the optimal USDA or FHA loan efficiently and seamlessly. Begin with one of three initial steps that will match you with lenders and the USDA loan programs best suited for you.
USDA home loans are backed by the government via the Department of Agriculture, commonly referred to as USDA rural development loans or USDA mortgages, and available exclusively in rural areas. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment at all.
Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!
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ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU.
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