USDA and FHA Pro and Con in New-Iberia, Iberia County, LA

For 2025, the USDA loan limit in New-Iberia, located in Iberia County, LA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s USDA versus FHA best rates, and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side to decide which program in best fits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in New-Iberia, Iberia County, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in New-Iberia, LA

Our goal at Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in LA?

A USDA home loan, which is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Paradise Home Mortgage LLC
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  • Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oahu Mortgage Brokers Inc
  • 266 Lunalilo Home Road, Suite A, Honolulu, HI, 96825
  • Oahu Mortgage Brokers, we are committed to serve our community by offering the lowest rates available while providing exceptional service. Our goal is to exceed your expectations today and earn your referrals tomorrow. We hold ourselves to the highest ethical standards and hope to build valuable
  • Hawaii Mortgage Experts
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  • At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
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  • Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566. The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
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  • The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Imperial Mortgage LLC
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  • Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
  • Island Pacific HomeLoans LLC
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  • PRMI
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  • Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.
  • Kahuku Federal Credit Union
  • 56-576 Kamehameha Highway, Suite A, Kahuku, HI, 96731
  • Kahuku FCU was chartered on July 28, 1937 to serve the employees of the Kahuku Plantation Company, a cane sugar plantation. The plantation ceased operations in 1971, and on June 1, 1972 the credit union’s charter was amended to include residents who lived near the local post office.
  • Elias Halvorson - VA Home Loans Hawaii
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