USDA Vs. FHA your options comparison in Patterson, St. Mary County, LA
For 2025, the USDA loan limit for Patterson, located in St. Mary county, LA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top rates for USDA versus FHA options and determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, providing clarity on the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Patterson, St. Mary County, LA
Type of Loan
Max Loan Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Patterson, LA
The aim of Lendersa® is to ensure you obtain the best USDA or FHA loan quickly and effortlessly. You can start with one of three approaches leading to matched lenders and USDA loan solutions.
The USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
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