USDA VS FHA in Kaplan, Vermilion County, LA

In 2025, the USDA loan limit in Kaplan, Vermilion County, LA, is $336,500, whereas for a single-family residence, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Kaplan, Vermilion County, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Kaplan, LA

The goal of Lendersa® is to quickly connect you with the optimal USDA or FHA loan without hassle. Choose one of three starting methods that lead to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan is a type of government-backed mortgage offered by the Department of Agriculture, often called the USDA rural development loan. Exclusively available in rural areas, unlike FHA loans that need a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GSB Mortgage, Inc.
  • 201 N Main St, Grapevine, TX, 76051
  • GSB Mortgage, Inc. is a wholly owned subsidiary of Bank of the West. Bank of the West was founded in 1986 as a full service independent bank specializing in customer service and small business financing. Bank of the West was the first bank to be named as Preferred Lender for the Small Business Administration in the Dallas region.
  • Sure Fund Mortgage
  • 4433 Punjab Way, Suite 302, Frisco, TX, 75033
  • We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
  • Alliance Mortgage Group
  • 2770 Main St, Suite 221, Frisco, TX, 75033
  • Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
  • MORTGAGE PARTNERS OF TEXAS
  • 2770 Main Street, Suite 283, Frisco, TX, 75033
  • Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.
  • Guaranty Federal Mortgage
  • 6351 Preston Rd, Suite 125, Frisco, TX, 75034
  • Founded and based in Texas, GFM has served the Lone Star State exclusively since 2005. Our core business philosophy is revolutionizing how customers get mortgage loans with a rare combination of GREAT Service and Low Rates. Unlike traditional lending our Loan Advisors are not compensated by the rates or fees charged on loans.
  • V3 Lending
  • 2591 Dallas Parkway, Frisco, TX, 75034
  • V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
  • MDN Capital Consulting LLC
  • PO Box 1435, Frisco, TX, 75034
  • We can structure commercial real estate scenario for refinancing or purchase. With our years of experience and extensive funding sources, we’re able to secure financing for even the most difficult transactions. The mission of MDN Capital Consulting, LLC is to be more than just a mortgage brokerage firm. We strive to provide guidance
  • Evolve Mortgage Services
  • 6136 Frisco Square Blvd, Suite 350, Frisco, TX, 75034
  • "At Evolve, we empower mortgage lenders, servicers and investors with the ability to focus on high value activities that grow revenue, while letting others handle routine tasks. By outsourcing time-consuming work that fluctuates with volume and unpredictable market influences, Evolve enables companies to streamline operations while dramaticall