USDA VS FHA in Lake-Arthur, Jefferson Davis County, LA
For 2026, the USDA loan limit for Lake-Arthur in the county of Jefferson Davis, LA, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Assess needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Lake-Arthur, Jefferson Davis, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Arthur, LA
Lendersa® is committed to finding you the best possible USDA or FHA loans quickly and easily. Select one of three paths to connect with matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment.
1997 was a banner year for banking in Louisiana. It was the year Louisiana returned to its community banking roots with the opening of The Bank, in Jennings and Iowa, the first new bank chartered in the state in thirteen years.
As it turns out, The Bank was on the leading edge of a growing trend toward community banks,
Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.
Vermilion Bank supports its community in many ways with many of our staff members actively involved in local civic organizations. We have loaned more of our assets to the community and surrounding area than any local bank in Kaplan. We provide top quality service to our customers at a reasonable price
At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.
Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.
Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601
Lends in Louisiana
The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.
First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live!
We do not allow graphic, obscene, explicit or racial comments
313 Alamo Street, Suite B, Lake Charles, LA, 70601
Lends in Louisiana
"Here at Lake Charles Finance & Mortgage we offer personal loans from $200 to $1, 500. All you gotta do is fill out our online application,
Once you apply, we run a quick credit check. If you are up to date on all your bills, you've been approved and we'll contact you shortly! We do not credit score, we just check your credit."
