USDA Vs. FHA Pro and Con comparison in Youngsville, Lafayette County, LA
In 2025, the USDA loan limit in Youngsville, within Lafayette County, LA, is $336,500. In contrast, $472,030 is the FHA limit for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA vs. FHA rates, determining necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Youngsville, Lafayette County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Youngsville, LA
The mission of Lendersa® is to promptly connect you with the best USDA or FHA loan, efficiently and without hassle. Choose one of three starting pathways that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, making them a more accessible option for potential homeowners.
We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
Iowa Trust & Savings Bank appreciates and values the trust our customers have in banking with us. We strive to provide the highest level of personal service and offer financial solutions that continually enhance the customer experience with Iowa Trust. From our skilled and experienced staff, to our complete line of deposit
Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
County National Bank is deeply committed to the communities we serve. On March 19, 1934, roughly fifty business people put up personal monies to invest and capitalize County National Bank. From that time, we have grown to 12 full-service branches in four counties in south-central Michigan.
"Heartland Credit Union is a full-service, financial cooperative based in Madison, Wisconsin with more than 21, 000 member-owners.
We serve southwest Wisconsin and eastern Iowa. We have locations in Madison, Verona, DeForest, Dodgeville, Platteville and Lancaster. Please visit our website for info on all our locations."
Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.
