USDA Loan Vs. FHA loan for Youngsville, LA 2026

In 2026, the USDA loan limit in Youngsville, within Lafayette County, LA, is $336,500. In contrast, $472,030 is the FHA limit for a single-family home.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA vs. FHA rates, determining necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program in for your financial needs.

USDA and FHA Loan Options in Youngsville, LA

The mission of Lendersa® is to promptly connect you with the best USDA or FHA loan, efficiently and without hassle. Choose one of three starting pathways that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, making them a more accessible option for potential homeowners.

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Youngsville Lenders
(337) 426-0008 Lender's profile and map OneHome Mortgage 200 Cautillion Dr, Youngsville, LA, 70592 Lends in Louisiana We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(337) 233-8833 Lender's profile and map First Pioneers FCU 2235 South College Road, Lafayette, LA, 70508 Lends in Louisiana First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
(337) 233-2274 Lender's profile and map PHI Federal Credit Union 714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508 Lends in Louisiana In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions. The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
(337) 849-7345 Lender's profile and map Loans with Gus 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508 Lends in Louisiana Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
(337) 806-9940 Lender's profile and map Neighborly Home Lending 218 Rue Beauregard, Suite I, Lafayette, LA, 70508 Lends in Louisiana Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
(337) 381-2130 Lender's profile and map Milestone Mortgage 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508 Lends in Louisiana we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
(601) 955-5320 Lender's profile and map My Mortgage Company, LLC 141 Treasure Cove, Lafayette, LA, 70508 Lends in Louisiana We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
(337) 504-7604 Lender's profile and map Approved Mortgage, LLC 850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508 Lends in Louisiana We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
(337) 257-1010 Lender's profile and map Approved mortgage 850 Kaliste Saloom Rd, Lafayette, LA, 70508 Lends in Louisiana "Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have. Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"