USDA Vs. FHA Pro and Con comparison in Youngsville, Lafayette County, LA
In 2025, the USDA loan limit in Youngsville, within Lafayette County, LA, is $336,500. In contrast, $472,030 is the FHA limit for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA vs. FHA rates, determining necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Youngsville, Lafayette County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Youngsville, LA
The mission of Lendersa® is to promptly connect you with the best USDA or FHA loan, efficiently and without hassle. Choose one of three starting pathways that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, making them a more accessible option for potential homeowners.
Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 29 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service.
Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
MassPrivateLending.Com is both a direct lender and a facilitator. We pre-screen borrowers and determine if they will qualify for a loan with one of our private investors or lenders. Our due diligence consists of reviewing the property to be pledged as collateral, reviewing the borrower’s proposed loan summary
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
