USDA Vs. FHA your options comparison in Abbeville, Vermilion County, LA
In 2026, the USDA loan limit for Abbeville, located in Vermilion County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Abbeville, Vermilion County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Abbeville, LA
At Lendersa®, our goal is to align you with the finest USDA or FHA loan efficiently and without stress. Start with one of three approaches, each connecting you to matching lenders and USDA loan choices.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, making them a viable option for eligible buyers.
Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
Vermilion Bank supports its community in many ways with many of our staff members actively involved in local civic organizations. We have loaned more of our assets to the community and surrounding area than any local bank in Kaplan. We provide top quality service to our customers at a reasonable price
Community First Bank resolves to be a high performance company by attracting customers with competitive products but retaining them by far exceeding their service expectations. We will provide our Bankers with an enriching and fulfilling environment in order to create added value for long term customer.
Since 1981, All-State Credit Plan, has been helping individuals with financial assistance when they need it by providing consumer loans. One of our goals is to get you the money you need when you need it. With Over 20 Locations in South Louisiana & Mississippi We’re Sure to Have One Near You. Most Loans are Approved Within 1 Hour.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
Lends in Louisiana
In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions.
The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
