USDA VS FHA in Abbeville, Vermilion County, LA

In 2026, the USDA loan limit for Abbeville, located in Vermilion County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Abbeville, Vermilion County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Abbeville, LA

At Lendersa®, our goal is to align you with the finest USDA or FHA loan efficiently and without stress. Start with one of three approaches, each connecting you to matching lenders and USDA loan choices.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, making them a viable option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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