USDA and FHA Pro and Con in Lutcher, St. James County, LA
In the year 2025, the USDA loan limit for Lutcher in St. James county, LA is listed as $336,500. For single-family homes, the FHA limit is $472,030.
Lendersa® offers a USDA loan calculator for comparing today's best USDA and FHA rates, allowing you to evaluate income, credit, reserves, and required documents for qualification. You can review USDA, FHA, Conforming, and VA loans side-by-side using our advanced mortgage calculator to select the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements for Lutcher, St. James, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lutcher, LA
Lendersa® aims to help you find the top USDA or FHA loan swiftly and with ease. Choose one of three ways leading to suitable lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan or mortgage, is insured by the U.S. Department of Agriculture. It's available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage needs none.
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Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients
241 North Pittsburgh Street, Connellsville, PA, 15425
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