USDA Vs. FHA Pro and Con comparison in Lutcher, St. James County, LA
In the year 2025, the USDA loan limit for Lutcher in St. James county, LA is listed as $336,500. For single-family homes, the FHA limit is $472,030.
Lendersa® offers a USDA loan calculator for comparing today's best USDA and FHA rates, allowing you to evaluate income, credit, reserves, and required documents for qualification. You can review USDA, FHA, Conforming, and VA loans side-by-side using our advanced mortgage calculator to select the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements for Lutcher, St. James, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lutcher, LA
Lendersa® aims to help you find the top USDA or FHA loan swiftly and with ease. Choose one of three ways leading to suitable lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan or mortgage, is insured by the U.S. Department of Agriculture. It's available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage needs none.
At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Ashley Hall is a trusted loan specialist and the President/Owner of Barton Hills Mortgage LLC with over 10 years of experience in the residential lending business. She has built her business solely by referrrals of past clients, loyal business partners, and trusted real estate professionals. Ashley is passionate.
3601 S Congress Ave, Suite C304, Austin, TX, 78704
UpEquity is a tech-enabled mortgage platform that is disrupting the U.S. mortgage lending marketplace by providing cash offers for everyone. Founded in 2019 by Tim Herman and Louis Wilson while they were attending Harvard Business School, UpEquity was created out of a passion to solve the broken home buying process.
Nexus is a $20 Million fund for hard money loans. We use investor capital to originate and service high-yield, short-term loans secured with marketable real estate in Texas and Arizona.We make money on the spread between our cost of capital to investors (9%) and our lending rates (10.95% - 12% to qualified borrowers with qualified collateral.
Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
