USDA Vs. FHA your options comparison in Gonzales, Ascension County, LA

In 2025, USDA loan limit in Gonzales, county of Ascension, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Gonzales, county of Ascension, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Gonzales, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
  • BMI Federal Credit Union
  • 6165 Emerald Parkway, Dublin, OH, 43016
  • BMI Federal Credit Union is a not-for-profit financial cooperative owned by its members. The mission of BMI FCU is to improve the financial lives of our members. We provide high quality financial services and products that are competitive, convenient, and responsive to member needs.
  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.
  • Electrical Workers #22 Federal Credit Union
  • 8960 L Street, Suite 102, Omaha, NE, 68127
  • Electrical Workers #22 Federal Credit Union has been open since 1956. The credit union has assets totaling $13.27 Million and provides banking services to more than 2, 000 members. The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
  • Rotella Mortgage Inc
  • 7581 Main Street, Omaha, NE, 68127
  • Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.
  • Liquid Lending Solutions
  • 4611 S 96th St, Suite 175, Omaha, NE, 68127
  • As real estate investors ourselves we understand how frustrating it can be trying to raise funds in short notice. With years of experience and hundreds of completed transactions, we know what it takes to get deals closed. The entire team at Liquid Lending Solutions is dedicated to the success of our investor clients.
  • Household Mortgage Solutions USA, Inc.
  • 2016 Minnesota Ave, Columbus, OH, 43211
  • Household Mortgage Solutions USA, Inc. is a private intermediary offering traditional commercial financing as well as fast & creative bridge & hard money loans. We service all major MSAs in the continental U.S. Since 2006, we have assisted clients with over $200, 000, 000 in commercial loans!
  • Coda Financial Group Inc
  • 2421 75th St, Woodridge, IL, 60517
  • Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.
  • Home Mortgage Solutions Inc
  • 6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
  • Nelnet
  • PO Box 2970, Omaha, NE, 68103
  • We provide payment technology for over 1, 300 higher education institutions and 11, 500 K-12 schools. We deliver world-class fiber internet, TV, and phone services to residents of Nebraska and Colorado. We help borrowers achieve their educational goals with private student loan and refinance solutions.