USDA Vs. FHA your options comparison in Gonzales, Ascension County, LA
For 2025, the USDA loan limit in Gonzales, within Ascension County, LA, is established at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's optimal USDA and FHA rates. This tool helps determine the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program for your financial scenario in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Gonzales, Ascension, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Gonzales, LA
The aim of Lendersa® is to promptly connect you with the most favorable USDA or FHA loan options without hassle. Begin with one of three available starting points to discover matching lenders and USDA loan programs effectively.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker
6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
"To provide alternative loan solutions to investors who have been turned down by other banks/lenders.
We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.
7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
Trish Ward, founder of Associated Home Loans and based in Soquel, CA has almost 30 years of experience in the real estate industry. Trish has become Santa Cruz County's "go to" mortgage broker with a reputation for tenaciously protecting her client's interests above all else. Trish's uncompromising integrity is the hallmark of her service.
"I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.
When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"
Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.
Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.5 billion in assets.
Jeri Skipper is your premier mortgage loan officer located in Soquel, California. Jeri offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Soquel area. Whether you are first time home buyer, purchasing your dream home,
