USDA and FHA Pro and Con in Grand-Point, St. James County, LA
In the year 2025, the USDA loan limit set for Grand-Point in the county of St. James, LA is noted as $285,000. For a single-family residence, the FHA limit is $356,362.
To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps assess income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator displays the USDA, FHA, Conforming, and VA loan options side-by-side, aiding you in choosing the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Grand-Point, County of St. James, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Grand-Point, LA
Lendersa® aims to expedite the process of obtaining the best available USDA or FHA loans without complications. Choose from three entry points to connect with lenders and access USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This loan caters exclusively to rural locations. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans need no down payment.
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The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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