USDA and FHA Pro and Con in Grand-Point, St. James County, LA
In the year 2025, the USDA loan limit set for Grand-Point in the county of St. James, LA is noted as $285,000. For a single-family residence, the FHA limit is $356,362.
To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps assess income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator displays the USDA, FHA, Conforming, and VA loan options side-by-side, aiding you in choosing the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Grand-Point, County of St. James, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Grand-Point, LA
Lendersa® aims to expedite the process of obtaining the best available USDA or FHA loans without complications. Choose from three entry points to connect with lenders and access USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This loan caters exclusively to rural locations. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans need no down payment.
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