USDA Vs. FHA your options comparison in Mansfield, De Soto County, LA
In 2025, the USDA loan limit for Mansfield in De Soto county, LA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the best available rates for USDA against FHA today and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Mansfield, De Soto County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Mansfield, LA
Lendersa® strives to connect you quickly to the optimal USDA or FHA loan without complications. Initiate your journey with one of three starting points leading to matching lenders and USDA loan solutions.
The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require zero down payment.
Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.
United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.
Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
