USDA and FHA Pro and Con in Mansfield, De Soto County, LA

In 2026, the USDA loan limit for Mansfield in De Soto county, LA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the best available rates for USDA against FHA today and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Mansfield, De Soto County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Mansfield, LA

Lendersa® strives to connect you quickly to the optimal USDA or FHA loan without complications. Initiate your journey with one of three starting points leading to matching lenders and USDA loan solutions.

Lendersa USDA loan inquiry and matching results

Understanding the USDA Loan in LA

The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.

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