USDA Vs. FHA your options comparison in Greenwood, Caddo County, LA

For 2026, the USDA loan limit in Greenwood, within the county of Caddo, LA, stands at $336,500. In comparison, the FHA limit for single-family homes is set at $472,030.

With the Lendersa® USDA loan calculator, compare the most competitive rates available between USDA and FHA loans today. Evaluate income, creditworthiness, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans all at once, guiding you to choose the most suitable option for your financial needs within .

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2026 Loan Limits and Down Payment Requirements in Greenwood, Caddo, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Greenwood, LA

Lendersa® strives to help you quickly secure the best USDA or FHA loans with minimal hassle. Initiate with one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, which is guaranteed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenwood Lenders

  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • Lends in Louisiana
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.

  • WESLA Federal Credit Union
  • 2921 Williamson Way, Shreveport, LA, 71118
  • Lends in Louisiana
  • WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.

  • Progressive National Bank
  • 3000 Bert Kouns, Shreveport, LA, 71118
  • Lends in Louisiana
  • Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple

  • Willis-Knighton Federal Credit Union
  • 8400 Mansfield Road, Shreveport, LA, 71108
  • Lends in Louisiana
  • Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.

  • Northwest Louisiana Federal Credit Union
  • 7070 Jewella Avenue, Shreveport, LA, 71108
  • Lends in Louisiana
  • Northwest Louisiana Federal Credit Union was chartered in April of 1975. Our original name was OILS Federal Credit Union (Owens, Illinois, Libbey, Shreveport). November 1981, the name was changed to Libbey Glass Federal Credit Union for ease of recognition. In 2007, we changed our name to Northwest Louisiana Federal Credit Union.

  • Post Office Employees Federal Credit Union
  • 2443 Texas Avenue, Shreveport, LA, 71103
  • Lends in Louisiana
  • Post Office Employees Federal Credit Union has been serving the financial needs of members in the Ark-La-Tex area since 1931. Our current membership stands at just over 4,000 active members with more than $36 million in assets. POE FCU to provide its membership with quality, convenient, and confidential financial services at competitive rates.

  • The Right Loan, LLC
  • 2560 North Pines Dr, Shreveport, LA, 71107
  • Lends in Louisiana
  • At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..

  • Home Federal Bank (Louisiana)
  • 624 Market Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts

  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.

    From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being