USDA Vs. FHA Pro and Con comparison in Eastwood, Bossier County, LA

For 2026, the USDA loan limit in Eastwood, Bossier County, LA, is $336,500, while the FHA limit for a single-family home stands at $472,030.

The Lendersa® USDA loan calculator can be used to compare the most competitive USDA versus FHA rates presently. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator enables you to evaluate USDA, FHA, Conforming, and VA options simultaneously, helping you choose the ideal program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Eastwood, Bossier County, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Options in Eastwood, LA

Lendersa® is dedicated to finding you the best possible USDA or FHA loan quickly and hassle-free. Begin with one of the three starting points to identify matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in LA

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, intended for rural areas exclusively. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Eastwood Lenders

  • Citizens National Bank, NA
  • 2711 E. Texas Street, Bossier City, LA, 71111
  • Lends in Louisiana
  • Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.

  • Acadiana Mortgage
  • 1017 Benton Road, Bossier City, LA, 71111
  • Lends in Louisiana
  • We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.

  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • J & L Processing/Mortgages
  • 2234 Windsor Ct, Bossier City, LA, 71111
  • Lends in Louisiana
  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership

  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Lends in Louisiana
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.

  • TES Regional Healthcare Federal Credit Union
  • 2050 Line Avenue, Shreveport, LA, 71104
  • Lends in Louisiana
  • TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.

  • Home Federal Bank (Louisiana)
  • 624 Market Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts

  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.

    From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being

  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • Lends in Louisiana
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.

    Our company was established with a mission to fulfill two goals that all great organizations have in com