USDA Vs. FHA Pro and Con comparison in Bossier-City, Bossier County, LA
For 2025, the USDA loan cap in Bossier-City, located in Bossier County, LA, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA against FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, helping you identify the best program in tailored to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Bossier-City, Bossier County, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bossier-City, LA
Lendersa® aims to connect you with the ideal USDA or FHA loan, efficiently and without hassle. Start with one of three pathways that lead to matched lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture—also called a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, making homeownership more accessible.
MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.
At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
309 Newpointe Drive, Suite C, Ridgeland, MS, 39157
Residential Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
589 Northpark Drive, Suite D, Ridgeland, MS, 39157
Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157
Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
800 Parker Square, Suite 205, Flower Mound, TX, 75028
Chartwell American Mortgage We strive to be your home lender for life. When venturing into the home finance arena, you need someone that has the experience and relationships to navigate you through the process. Find out how we can help. and camloans.com is your online resource for personalized mortgage solutions.
3020 Corporate Court, Suite 500, Flower Mound, TX, 75028
J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.
3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.
