USDA and FHA Pro and Con in Bossier-City, Bossier County, LA

For 2025, the USDA loan cap in Bossier-City, located in Bossier County, LA, is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today’s leading USDA against FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, helping you identify the best program in tailored to your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Bossier-City, Bossier County, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Bossier-City, LA

Lendersa® aims to connect you with the ideal USDA or FHA loan, efficiently and without hassle. Start with one of three pathways that lead to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, backed by the U.S. Department of Agriculture—also called a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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