USDA and FHA Pro and Con in Oakdale, Allen County, LA

As of 2025, the USDA loan limit for Oakdale, in Allen county, LA, stands at $336,500. The FHA limit for a single-family house, however, is $472,030.

Use the Lendersa® USDA loan calculator to explore and contrast today’s best rates for USDA versus FHA loans, and assess the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can visualize USDA, FHA, Conforming, and VA side by side to aid in deciding which program in best meets your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Oakdale, Allen, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Oakdale, LA

The primary objective of Lendersa® is securing the ideal USDA or FHA loan for you swiftly, with minimal hassle. Choose one of three initial steps for linking with lenders and USDA loan offerings suited to your needs.

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What Exactly Is a USDA Loan in LA?

A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is offered specifically in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage does not necessitate any down payment, providing a cost-effective opportunity for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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