FHA Vs. USDA loan program for Reserve, St. John the Baptist County, Louisiana

In the year 2025, the USDA loan limit in Reserve, within St. John the Baptist county of LA, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Lendersa® USDA loan calculator offers a comparison of today’s top USDA and FHA rates, helping you assess the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program for your financial landscape in .

USDA and FHA Loan Options in Reserve, LA

The objective of Lendersa® is to expedite obtaining the most suitable USDA or FHA loan with minimal hassle. Begin with one of three starting points for aligning with lenders and available USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in LA?

The USDA home loan, also referred to as a USDA rural development loan, is a mortgage backed by the government Department of Agriculture. These loans are available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans don't require any down payment.

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(203) 377-7744 Lender's profile and map Reviews Main Street Mortgage L.L.C 3267 Main Street, Stratford, CT, 06614 Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
(218) 784-2222 Lender's profile and map Reviews Mid Minnesota Federal Credit Union 104 3rd Ave W, Ada, MN, 56510 Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
(860) 210-0777 Lender's profile and map Reviews Community Credit Union of New Milford, Inc. 145c Danbury Rd, New Milford, CT, 06776 We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
(203) 783-5700 Lender's profile and map Reviews The Milford Bank 33 Broad Street, Milford, CT, 06460 The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
(203) 356-5964 Lender's profile and map Reviews Pitney Bowes Employees Federal Credit Union 27 Waterview Drive (27-1A), Shelton, CT, 06484 Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.
(800) 761-2400 Lender's profile and map Reviews Mutual Security Credit Union 12 Progress Drive, Shelton, CT, 06484 Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.
(617) 257-3887 Lender's profile and map Reviews WILLIAM RAVEIS MORTGAGE, LLC 7 Trap Falls, Shelton, CT, 06484 William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.
(203) 926-5600 Lender's profile and map Reviews Quantum Mortgage 2 Corporate Dr, Suite 800, Shelton, CT, 06484 Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.
(203) 783-1103 Lender's profile and map Reviews GE Credit Union 265 Sub Way, Milford, CT, 06461 General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
(414) 316-5980 Lender's profile and map Reviews RateCloud 185 Plains Road, 3rd FLoor, Milford, CT, 06461 RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
(218) 456-2187 Lender's profile and map Reviews Red River State Bank 300 2nd Avenue, Halstad, MN, 56548 Red River State Bank is one bank serving many communities in the Red River Valley. Since the beginnings of First State Bank of Fertile in 1887 & Red River State Bank in Halstad in 1904 we have taken the same approach, one-on-one personal service. Everyone has different banking needs, from agricultural loans and lines of credit to personal deposit.
(315) 654-2115 Lender's profile and map Reviews Citizens Bank of Cape Vincent 154 Broadway St, Cape Vincent, NY, 13618 Citizens Bank of Cape Vincent has been a part of the local community for almost 100 years. We have now grown to 3 locations, serving over 7200 customers throughout the local communities. We provide various products including checking and savings accounts, mortgage loans, automobile loans, certificates of deposit, safe deposit boxes, and more.