USDA VS FHA in Reserve, St. John the Baptist County, LA
In the year 2025, the USDA loan limit in Reserve, within St. John the Baptist county of LA, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Lendersa® USDA loan calculator offers a comparison of today’s top USDA and FHA rates, helping you assess the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program for your financial landscape in .
2025 Loan Limits and Down Payment Requirements in Reserve, St. John the Baptist, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Reserve, LA
The objective of Lendersa® is to expedite obtaining the most suitable USDA or FHA loan with minimal hassle. Begin with one of three starting points for aligning with lenders and available USDA programs.
The USDA home loan, also referred to as a USDA rural development loan, is a mortgage backed by the government Department of Agriculture. These loans are available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans don't require any down payment.
1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
500 Poydras Street, Room 1226, New Orleans, LA, 70130
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
600 S Maestri Place, Room 801, New Orleans, LA, 70130
The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members.
In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.
New Orleans Port Commission Employees Credit Union
1350 Port of New Orleans Place, New Orleans, LA, 70130
New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
"At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations.
Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
Since 1998, the loan origination team at Essential Mortgage Company has been dedicated to providing a successful and stress-free transaction for every client. Professionalism and courtesy are our hallmarks, and the savings we pass along to our borrowers makes us unique among our competitors.
8050 Crowder Blvd, Suite A, New Orleans, LA, 70127
At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business.
We offer creative financing for all industries and verticals and everything is negotiable.
Amounts starting at $1M - $1B.
SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
