USDA and FHA Pro and Con in Westwego, Jefferson County, LA

In 2025, USDA loan limit in Westwego, county of Jefferson, LA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Westwego, county of Jefferson, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Westwego, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cummings Mortgage Service
  • 2609 Columbus Avenue, Sandusky, OH, 44870
  • "We specialize in residential mortgages. We offer Conventional, FHA, VA, First Time Homebuyers, Reverse Mortgages, Rural Development, and nonconforming mortgages with a focus on service and low costs. All loans are processed in our office. We are HUD approved and the first licensed mortgage broker in the State of Ohio."
  • First Bank IA
  • 316 E Bremer Ave, Waverly, IA, 50677
  • At First Bank, our mission and values are behind everything we do. We deliver the financial solutions YOU need! Since 1864 our priority has been to our customers. Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
  • Clear Mountain Bank
  • PO Box 205, Bruceton Mills, WV, 26525
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.
  • Dominion Energy Credit Union
  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
  • Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
  • KORE Mortgage LLC
  • 7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
  • Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
  • Golden Circle Credit Union Inc
  • 4118 Lincoln Way East, Massillon, OH, 44646
  • Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
  • Greater Wayne Community Federal Credit Union
  • 328 N Main Street, Rittman, OH, 44270
  • Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
  • Richmond Heritage Federal Credit Union
  • 50 West Commerce Road, Richmond, VA, 23224
  • Richmond Heritage Federal Credit Union was founded as a “self-help” not-for-profit organization during the Great Depression in 1936 by ten educators. They recognized the need for access to economic resources not offered to African-Americans by traditional financial institutions at that time.
  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.