USDA Vs. FHA your options comparison in Avondale, Jefferson County, LA
In 2025, the USDA loan limit for Avondale in Jefferson county, LA, is $336,500; meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's best rates comparing USDA with FHA options. Determine the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best financial program for your situation, particularly in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Avondale, Jefferson, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Avondale, LA
Lendersa® aims to secure the best possible USDA or FHA loan for you, quickly and without difficulty. Choose one of three starting points that link you with suitable lenders and provide access to USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
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Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927.
In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
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Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
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