During 2025, the USDA loan limit for a single-family home in Acton, located in Middlesex, MA, is $675,000. In contrast, the FHA limit is $828,000.
Leverage the Lendersa® USDA loan calculator to compare today's ideal USDA versus FHA rates and ascertain the income, credit score, reserves, and documents necessary for qualification. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Details in Acton, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Choices in Acton, MA
At Lendersa®, our mission is to secure the optimal USDA or FHA loan swiftly and without hassle. Select from three starting options that connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage needs no down payment.
Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
Bivins Federal Credit Union has been open since 1940. The credit union has assets totaling $6.57 Million and provides banking services to more than 500 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
11500 Bee Caves Road, Suite 150, Austin, TX, 78738
Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.
Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today
Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
