USDA and FHA Pro and Con in Acton, Middlesex County, MA
During 2025, the USDA loan limit for a single-family home in Acton, located in Middlesex, MA, is $675,000. In contrast, the FHA limit is $828,000.
Leverage the Lendersa® USDA loan calculator to compare today's ideal USDA versus FHA rates and ascertain the income, credit score, reserves, and documents necessary for qualification. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Details in Acton, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Choices in Acton, MA
At Lendersa®, our mission is to secure the optimal USDA or FHA loan swiftly and without hassle. Select from three starting options that connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage needs no down payment.
The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.
County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg.
County Bank has a strong commitment to the communities we serve.
The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.
The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.
3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.