USDA VS FHA in Westford, Middlesex County, MA

For 2025, the USDA loan cap in Westford, within Middlesex, MA, is $675,000, with the FHA limit at $828,000 for a single-family home.

Use the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and identify the necessary qualifications such as income, credit, reserves, and documentation. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA options to determine which suits your financial needs best in .

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2025 Loan Limits and Down Payments in Westford, Middlesex, MA

Loan Type Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Choices in Westford, MA

Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan for you. Choose one of three outset options to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MA

The USDA home loan is backed by the Department of Agriculture and is known as the USDA rural development loan or USDA mortgage, available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
  • MS National Guard Federal Credit Union
  • 142 Military Drive, Flowood, MS, 39232
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