For 2026, the USDA loan cap in Westford, within Middlesex, MA, is $675,000, with the FHA limit at $828,000 for a single-family home.
Use the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and identify the necessary qualifications such as income, credit, reserves, and documentation. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA options to determine which suits your financial needs best in .
2026 Loan Limits and Down Payments in Westford, Middlesex, MA
Loan Type
Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Choices in Westford, MA
Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan for you. Choose one of three outset options to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture and is known as the USDA rural development loan or USDA mortgage, available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
"At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!
FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.
Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
Auburn Branch is a branch office of River Valley Community Bank. They provide the following services: Full Service Office Location and are located at 905 Lincoln Way Suite 100 in Auburn California.
Mobile and traditional directions to this location can be found below along with ratings, online banking website and additional banking information.
