USDA and FHA Pro and Con in Littleton, Middlesex County, MA
In 2026, the USDA loan limit in Littleton, within Middlesex county, MA, stands at $675,000. For a single-family home, the FHA limit is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, helping you determine the required income, credit rating, reserves, and documentation to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side so you can select which program in is optimal for your financial context.
2026 Loan Limits and Downpayment Requirements in Littleton, county of Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Littleton, MA
Lendersa® is committed to securing the most advantageous USDA or FHA loan for you quickly and without difficulty. Choose one of three starting points to connect with suitable lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which necessitate a down payment of no less than 3.5%, USDA mortgages require no down payment at all.
At Bailey Mortgage, our mission is to set a high standard in the mortgage industry. We are a local, family owned and operated mortgage brokerage firm with over 30 years experience. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by calling
Bank of Marin is a leading business and community bank in Northern California with assets of almost $4 billion. Bank of Marin provides commercial banking, personal banking, specialty lending and wealth management and trust services throughout its 31 branches and 8 commercial banking offices located across 10 counties.
West Cal Financial Our team strives to provide our clients with the best possible experience. Our One-Stop-Shop approach strives to provide a customer experience that will help alleviate the stress and worry that can often be part of such a large financial transaction. With our specialized knowledge we hope to be able to provide our clients.
Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake
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Over 25+years of experience in residential real estate sales, 15 years of experience in commercial real estate sales. 12+years of experience with mortgages and commercial loans. Twelve years of experience managing Reena Paleja's own firm. WE PROVIDE PROFESSIONAL SERVICES- Real Estate, Property Management, COMMERCIAL LOANS and MORTGAGE.
Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service" real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.
At Spinner Mortgage we treat every loan as if it were our own. Whether it’s a loan for an investment property, a construction loan, cash for college tuition, remodeling, or a first-time homebuyer’s mortgage, each situation is carefully evaluated and addressed in detail. The result is a loan custom-tailored to meet specific needs.
Become is an end-to-end financial optimization platform for SMBs. Its one-of-a-kind loan marketplace uses advanced algorithms to provide SMBs with customized funding offers to help them grow and successfully scale their business.
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