USDA VS FHA in Littleton-Common, Middlesex County, MA

During 2026, in Littleton-Common of Middlesex county, MA, the USDA loan limit stands at $579,600, whereas for a single-family home, the FHA loan limit is $724,500.

Utilize Lendersa® USDA loan calculator for a comparative analysis of current USDA and FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in selecting the most suitable program in Alabama for your personal financial scenario.

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2026 Loan Limits and Down Payment Needs in Littleton-Common, Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $579,600 0%
FHA $724,500 3.5%
Conforming Conventional $724,500 3%

USDA and FHA Loan Paths in Littleton-Common, MA

The primary mission of Lendersa® is to efficiently secure the best available USDA or FHA loan for you, minimizing any complications. Choose one from three initial approaches that link with lenders and USDA loan programs.

Lendersa USDA loan request matching outcomes

Understanding USDA Loans in MA

The USDA home loan, backed by the U.S. Department of Agriculture, is available exclusively in rural areas. Known also as the USDA rural development loan or USDA mortgage, it requires no down payment, in contrast to FHA loans that necessitate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Exertus Mortgage Advisors
  • 2092 Concourse Drive, Suite 69, San Jose, CA, 95131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MKT Finance Inc
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  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced staff of loan agents and processors. Whether your need is a purchase, refinance, home improvement, or debt consolidation loan, we will make sure that you get the right mortgage at the right price. With access to dozens of wholesale lenders, we can often find better
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  • Financial Resources Funding
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  • 5 Star Capital, LLC
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  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
  • GoldenPoint Finance
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  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California. GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
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  • We’re just what you’d expect in a financial institution and more than you ever imagined. For 70 years, we’ve focused our attention on providing members with the best financial solutions possible. Our thoughtful, caring approach has helped thousands of individuals step closer to their dreams.
  • Discovery Capital Corporation
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  • Whether you need a conventional loan or jumbo, we can attain the best mortgage loan for you at most competitive rate and payment. We have access to wholesale lenders that are not readily available to the average borrower. Think Costco but mortgage rates and programs. We can find you any program (30 yr, 15 yr, ARMS)
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  • NEXA Mortgage LLC
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