USDA VS FHA in Littleton-Common, Middlesex County, MA
During 2025, in Littleton-Common of Middlesex county, MA, the USDA loan limit stands at $579,600, whereas for a single-family home, the FHA loan limit is $724,500.
Utilize Lendersa® USDA loan calculator for a comparative analysis of current USDA and FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in selecting the most suitable program in Alabama for your personal financial scenario.
2025 Loan Limits and Down Payment Needs in Littleton-Common, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conforming Conventional
$724,500
3%
USDA and FHA Loan Paths in Littleton-Common, MA
The primary mission of Lendersa® is to efficiently secure the best available USDA or FHA loan for you, minimizing any complications. Choose one from three initial approaches that link with lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is available exclusively in rural areas. Known also as the USDA rural development loan or USDA mortgage, it requires no down payment, in contrast to FHA loans that necessitate a minimum 3.5% down payment.
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