USDA and FHA Pro and Con in Amherst-Center, Hampshire County, MA
During 2025, the USDA loan limit in the city Amherst-Center, within Hampshire county, MA is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today’s top USDA versus FHA rates, discovering required income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Rules in Amherst-Center, Hampshire, MA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Programs for USDA and FHA in Amherst-Center, MA
The aim of Lendersa® is to secure the most advantageous USDA or FHA loan for you swiftly and effortlessly. Begin with any of the three options to find matching lenders and USDA loan offerings.
A USDA home loan is backed by the government, known as a USDA rural development loan or USDA mortgage, and is exclusively accessible in rural areas. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans require no down payment at all.
American Dream Located in the heart of Brandon FL and serving the entire state of Florida, American Dream Home Mortgage gives you the personal attention you deserve and treats you with the respect due a valued customer. We understand that you are making a commitment in buying a new home, refinancing a mortgage, or utilizing your home equity.
Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
"LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender.
Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
9069 South East Bridge Road, Suite B, Hobe Sound, FL, 33455
As a brokerage, we are able to secure the financing that will often "beat the bank" and with a much more personal and streamline process. We are proud to be your loyal partner in home financing. The best thing I can do in life is to make other people happy in anyway possible. Loyalty Home Loans Established in 2015.
At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.
