USDA and FHA Pro and Con in Amherst-Center, Hampshire County, MA
During 2026, the USDA loan limit in the city Amherst-Center, within Hampshire county, MA is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today’s top USDA versus FHA rates, discovering required income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program for your financial needs in .
2026 Loan Limits and Down Payment Rules in Amherst-Center, Hampshire, MA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Programs for USDA and FHA in Amherst-Center, MA
The aim of Lendersa® is to secure the most advantageous USDA or FHA loan for you swiftly and effortlessly. Begin with any of the three options to find matching lenders and USDA loan offerings.
A USDA home loan is backed by the government, known as a USDA rural development loan or USDA mortgage, and is exclusively accessible in rural areas. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans require no down payment at all.
"RWM Home Loans is a local community mortgage banking corporation that was founded in 1994, by experienced professionals who had been in the California real estate market and mortgage industry for over a two decades. Their mission statement hits a core:
Our goal is to provide borrowers the highest level of customer service,"
12707 High Bluff Drive, Ste. 200, San Diego, CA, 92130
Complete Lending is both a private and hard money lender, specializing in non-owner occupied residential investment loans. What makes Complete Lending unique is we are the Nation’s only consultative lender. While many private money lenders can fund your loan, they lack the real world
12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
G. Halsey Wickser, Loan Agent specializes in conventional refinance loansthroughout Glendale and Los Angeles County. We also offer home mortgage loans statewide and commercial loans nationwide. Whether you are refinancing or purchasing a home, we can help you save money. Additionally, we help startups with business loans and swing loans
12526 High Bluff Drive, Suite 300, San Diego, CA, 92130
Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California. We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans
Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.
12636 High Bluff Drive, Suite 400, SAN DIEGO, CA, 92130
Trilion Capital is one of California's leading private hard money lenders focused on providing short-term financing to a growing niche of residential fix & flip builders. The company provides loans to investors who purchase distressed residential property, add value through repairs and renovation, and then sell the rehabilitated homes for profit.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2103 South El Camino Real, Suite 108, Oceanside, CA, 92054
Home Mortgage Experts is dedicated to guiding our borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. We take pride in having low overhead which allows us to pass savings onto our customers resulting in low priced, low cost mortgages.
