USDA and FHA Pro and Con in Amherst-Center, Hampshire County, MA
During 2025, the USDA loan limit in the city Amherst-Center, within Hampshire county, MA is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today’s top USDA versus FHA rates, discovering required income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Rules in Amherst-Center, Hampshire, MA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Programs for USDA and FHA in Amherst-Center, MA
The aim of Lendersa® is to secure the most advantageous USDA or FHA loan for you swiftly and effortlessly. Begin with any of the three options to find matching lenders and USDA loan offerings.
A USDA home loan is backed by the government, known as a USDA rural development loan or USDA mortgage, and is exclusively accessible in rural areas. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans require no down payment at all.
1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
841 E. Fairview Ave, Suite 101, Meridian, ID, 83642
Paramount Payment Systems is a small and medium business merchant services provider. We specialize in helping businesses grow by providing the vital financial business instruments to increase sales, decrease costs, and secure alternative business capital. Since 2003, we have assisted over 10, 000 companies in decreasing
Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
Equity Northwest Real Estate | Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.
3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
1857 S Millennium Way, Suite 100, Meridian, ID, 83642
Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
