USDA Loan Vs. FHA loan pro & con Sunderland, Franklin County, MA

For 2025, the USDA loan ceiling in Sunderland, within Franklin County, MA, is established at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively contrast the most competitive USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, guiding you in selecting the best program in for your financial situation.

USDA and FHA Loan Choices in Sunderland, MA

At Lendersa®, our mission is to help you obtain the best USDA or FHA loan quickly and with ease. Choose one of three starting paths that align you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MA

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(978) 534-0240 Lender's profile and map Reviews Leominster Employees Federal Credit Union 24 Church Street, Leominster, MA, 01453 Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
(978) 870-1306 Lender's profile and map Reviews Fidelity Bank MA 9 Leominster Connector, Leominster, MA, 01453 The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.
(508) 835-8803 Lender's profile and map Reviews Wachusett Mortgage Corporation 45 Sterling St, West Boylston, MA, 01583 The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.
(508) 799-7677 Lender's profile and map Reviews Worcester Police Department Credit Union 805 West Boylston Street, Worcester, MA, 01606 The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more
(508) 752-1122 Lender's profile and map Reviews Worcester Fire Dept Credit Union 34 Glennie Street, Worcester, MA, 01605 Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
(508) 864-7758 Lender's profile and map Reviews Capital Biz Solutions, Inc 474 Grove St, Worcester, MA, 01605 Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.
(800) 657-9126 Lender's profile and map Reviews Webster Five 35 Millbury Street, Auburn, MA, 01501 Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
(508) 890-9000 Lender's profile and map Reviews Bay State Savings Bank 28 Franklin Street, Worcester, MA, 01608 Bay State Savings Bank's roots extend back to 1895, when 114 spirited citizens of Worcester gathered together and pledged a total of $7, 660 to establish a new savings bank in the city. They made good on that pledge, and on May 16, 1895, Bay State Savings opened its doors for business on Main St. in Worcester.
(860) 285-0635 Lender's profile and map Reviews Horizon Home Mortgage, LLC 34 Bloomfield Ave, Windsor, CT, 06095 We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
(802) 447-1096 Lender's profile and map Reviews Olin Scott Fund Inc 407 Main Street, Bennington, VT, 05201 OLIN SCOTT FUND, INC. has provided financial assistance since 1920. Now, this post-secondary educational loan opportunity is available to all full-time students. It provides easy and affordable loans to help Bennington County residents further their college, vocational, and professional educations.
(603) 756-4771 Lender's profile and map Reviews Savings Bank of Walpole 68 Ames Plaza Ln, Walpole, NH, 03608 Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC). We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
(860) 243-9571 Lender's profile and map Reviews Asa Federal Credit Union 1 Regency Drive, Bloomfield, CT, 06002 At ASA you are not just a number, you are a member. When you become a member, you become part of a family. Our Mission is to exceed our Member's Expectations in our commitment to their financial Success. Asa Federal Credit Union is located in Bloomfield, CT, United States and is part of the Depository Credit Intermediation Industry.