FHA Vs. USDA loan program for Belchertown, Hampshire County, Massachusetts

In 2025, USDA loan limit in Belchertown, county of Hampshire, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Belchertown, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(310) 734-4044 2529 miles Lender's profile and map Reviews Magna Capital Group 8730 Wilshire Blvd, Suite 410, Beverly Hills, CA, 90211 Magna Capital Group, Inc is a full service real estate and financial services company. We provide specialized services to our clients in areas of financing, investments, acquisition, divestiture, foreclosures, and asset management. Through our global network of relationships, we identify and implement a wide range of financial transactions.
323.677.0550 2529 miles Lender's profile and map Reviews Bolour Associates 8383 Wilshire Blvd Suite 920, Beverly Hills, CA, 90211 BOLOUR is a fully integrated real estate investment, development and finance firm that invests in value-add assets in emerging and transit-oriented neighborhoods. Property types include: urban infill land, retail, industrial, multi-family and mixed-use. The company currently lends in 17 states: CA, AZ, TX, OR, CO, ID, UT, WA, TN, NC, GA, PA, MA, DC
(310) 819-8644 2529 miles Lender's profile and map Reviews Greenwood Home Loans Inc 550 Carson Plaza Drive, Suite 222, Carson, CA, 90746 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(323) 290-3063 2530 miles Lender's profile and map Reviews WLP Financial Services 5349 Crenshaw Blvd, Suite 101, Los Angeles, CA, 90043 At WLP FINANCIAL SERVICES, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(855) 647-2569 2530 miles Lender's profile and map Reviews StreamHomeLoan.com 5743 10th Avenue, Los Angeles, CA, 90043 StreamHomeLoan.com is a premier online California Mortgage Broker, we focus on providing a Streamline process for clients who are either buying a home or refinancing a home. We are backed by over 15 years of mortgage lending experience and we pride ourselves on our thorough product knowledge, professionalism and excellent customer service.
(530) 889-8881 2530 miles Lender's profile and map Reviews First Foothill Mortgage 280 Hammond Drive, Auburn, CA, 95604 FIRST FOOTHILL MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools
(866) 655-0466 2530 miles Lender's profile and map Reviews The Richardson Lending Team 27413 Tourney Road, Suite 160, Valencia, CA, 91355 The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
(855) 522-6548 2530 miles Lender's profile and map Reviews Bankit Mortgage 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355 Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
(800) 536-3510 2530 miles Lender's profile and map Reviews Onyx Lending, LLC 25152 Springfield Court, Suite 200, Valencia, CA, 91355 Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
(818) 486-2165 2530 miles Lender's profile and map Reviews Focus Lending Group, Inc. 27201 Tourney Road, Suite 201-O, Valencia, CA, 91355 Focus Lending Group, Inc. is committed to helping you find the right mortgage product for your needs. With literally hundreds of different loan programs available we can usually find a product that fits every client's scenario. From plain vanilla "prime" products to the newest non-QM offerings.