USDA and FHA Pro and Con in Arlington, Middlesex County, MA

As of 2026, the USDA loan limit for Arlington in Middlesex county, MA, is $675,000, while the FHA loan limit for a single-family residence is $828,000.

Utilize the Lendersa® USDA loan calculator to assess today’s best USDA vs. FHA rates, and identify the income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Arlington, Middlesex, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Available USDA and FHA Loan Options in Arlington, MA

The aim of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Choose from one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MA

A USDA home loan, also known as a USDA rural development loan, is government-backed through the Department of Agriculture. It is specifically offered in rural areas. Unlike FHA loans that need a down payment of at least 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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