USDA and FHA Pro and Con in Arlington, Middlesex County, MA
As of 2026, the USDA loan limit for Arlington in Middlesex county, MA, is $675,000, while the FHA loan limit for a single-family residence is $828,000.
Utilize the Lendersa® USDA loan calculator to assess today’s best USDA vs. FHA rates, and identify the income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Arlington, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Available USDA and FHA Loan Options in Arlington, MA
The aim of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Choose from one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is government-backed through the Department of Agriculture. It is specifically offered in rural areas. Unlike FHA loans that need a down payment of at least 3.5%, USDA mortgages require no down payment at all.
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