USDA Vs. FHA Pro and Con comparison in Watertown-Town, Middlesex County, MA
In 2025, the USDA loan cap for a single-family residence in Watertown-Town, located within Middlesex county, MA, is set at $579,600. The FHA loan limit, meanwhile, is $724,500.
Explore today’s USDA versus FHA rates using Lendersa®'s dedicated USDA loan calculator. Assess income, credit score, the reserves required, and documentation necessary for eligibility. Our comprehensive mortgage tool displays USDA, FHA, Conforming, and VA options side-by-side, aiding you in identifying the best program for your financial needs in .
2025 Loan Caps and Down Payment Requirements in Watertown-Town, Middlesex, MA
Loan Type
Maximum Loan
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
Exploring USDA and FHA Loan Choices in Watertown-Town, MA
Lendersa® aims to secure you the quickest and most efficient USDA or FHA loan deal. Choose one of three starting paths that pair you with lenders and USDA loan programs.
The USDA home loan, which is facilitated by the U.S. Department of Agriculture, is known as a USDA rural development or mortgage loan. It caters solely to properties in designated rural areas. Unlike FHA loans requiring at least 3.5% down, the USDA loan does not have a down payment requirement.
Norris, Beggs & Simpson Financial Services is a leader in mortgage servicing. Our team manages a loan portfolio backed by office, retail, industrial, multifamily and hotel properties. NBS loan servicers act as an interface between borrowers and lenders to keep loans on track for performance.
IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.
5285 Meadows Rd, Suite 161, Lake Oswego, OR, 97035
VergePointe is built around the concept that in addition to being professionals, we have also successfully invested in businesses and real estate ourselves. With that background, along with our professional certifications and experience, we work as hard as possible to help our clients achieve their goals.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4800 SW Meadows Rd, Suite 300, Lake Oswego, OR, 97035
Willamette Falls Financial, professional mortgage company specializing in residential mortgages.At Willamette Falls Financial,we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan,we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
17040 Pilkington Rd, Suite 300, Lake Oswego, OR, 97035
Vantage Mortgage Group is one of the only independent mortgage firms in the Pacific Northwest today (serving Oregon and Washington consumers). Locally owned and operated in Lake Oswego, Oregon, Vantage has become a nationally recognized company from the impact made within the industry and unique consumer-focused platform. As many can imagine
Mann Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Mann Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years As a company, we are committed to hometown values
5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
Northwest Private Lending is a Portland-based private lender specializing in hard money or “collateral based loans.” We have over 20-years of lending experience in Oregon and Washington. Our primary focus is to offer creative lending solutions to borrowers who either own real estate or seek to acquire new investment real estate.
InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.
