USDA Vs. FHA Pro and Con comparison in Watertown-Town, Middlesex County, MA
In 2025, USDA loan limit in Watertown-Town, county of Middlesex, MA is $579,600 while FHA limit is $724,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Watertown-Town, county of Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
USDA and FHA loan options in Watertown-Town, MA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
19900 MacArthur Blvd, Suite 655, Irvine, CA, 92612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2081 Business Center Drive, Suite 130, Irvine, CA, 92612
Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612
Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.
19800 MacArthur Boulevard, Suite 300, Irvine, CA, 92612
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients.
2082 Business Center Drive, Suite 235, Irvine, CA, 92612
Founded in 2008, American Star Mortgage is one of the most respected independent mortgage lenders in the United States. Our mission is to be your first choice in financing your homeownership, and to build prosperity in the communities we serve. To accomplish this goal, we continue to do what we do best: deliver exceptional mortgage service.
19900 MacArthur Blvd, Suite 610, Irvine, CA, 92612
PrimeStone Mortgage was established with one goal in mind; to give borrowers confidence in the lending process again. Our streamlined system takes the stress out of the home buying experience. We were founded on 3 core principals; Consistency, Efficiency and Integrity. We feel with these simple practices we can meet all of our client’s needs.
2111 Business Center Drive, Suite 200, Irvine, CA, 92612
Optima Capital is a direct mortgage broker company and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
2081 Business Center Dr, Suite 180, Irvine, CA, 92612
"At FundingUSA.com we treat our clients with courtesy and integrity. We guarantee realistic, honest mortgage advice that achieves results. Our years of experience and notable expertise ensure that your financial future is in good hands.
Our consistent track record of uncompromising ethics instills confidence and trust."
19762 MacArthur Boulevard, Suite 100, Irvine, CA, 92612
Sam Nam is the founder of iPacific Real Estate. A licensed CA Real Estate Broker for over 20 years, Sam holds an active NMLS license and owns rental properties throughout Orange County. Sam began his real estate career at Bank of America and went on to work for some of the largest companies in the world.
we'll provide you multiple loan options & the best possible rate. We believe in honest rate quotes with no hidden fees or bait-&-switch. We’ve streamlined the loan process with a simple & secure portal where you can apply in minutes and upload documents. Our Mission is To make homeownership Simple, Transparent, and most importantly Stress Free.
