USDA Vs. FHA Pro and Con comparison in Watertown-Town, Middlesex County, MA
In 2026, the USDA loan cap for a single-family residence in Watertown-Town, located within Middlesex county, MA, is set at $579,600. The FHA loan limit, meanwhile, is $724,500.
Explore today’s USDA versus FHA rates using Lendersa®'s dedicated USDA loan calculator. Assess income, credit score, the reserves required, and documentation necessary for eligibility. Our comprehensive mortgage tool displays USDA, FHA, Conforming, and VA options side-by-side, aiding you in identifying the best program for your financial needs in .
2026 Loan Caps and Down Payment Requirements in Watertown-Town, Middlesex, MA
Loan Type
Maximum Loan
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
Exploring USDA and FHA Loan Choices in Watertown-Town, MA
Lendersa® aims to secure you the quickest and most efficient USDA or FHA loan deal. Choose one of three starting paths that pair you with lenders and USDA loan programs.
The USDA home loan, which is facilitated by the U.S. Department of Agriculture, is known as a USDA rural development or mortgage loan. It caters solely to properties in designated rural areas. Unlike FHA loans requiring at least 3.5% down, the USDA loan does not have a down payment requirement.
606 East Glenoaks Boulevard, Suite 120, Glendale, CA, 91207
Our simple application process can be completed in less than a minute. We assess your strengths as a borrower. We take care of the underwriting process once your application is pre-qualifeid. After we obtain the minimal required documentations from you, our underwriters get to work and don’t rest until we get you funded.
7847 Florence Avenue, Suite 101, Downey, CA, 90240
Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
8041 Florence Avenue, Suite 203, Downey, CA, 90240
Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
8050 Florence Avenue, Suite 203, Downey, CA, 90240
Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,
10073 Valley View St, Suite 409, Cypress, CA, 90630
Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you
Long Beach school district and city college employees. Long Beach School District Employees Federal Credit Union, as LBS Financial was originally called, was operated out of homes and a classroom at Wilson High School. The staff were mostly volunteers who wanted to help the members of their community have affordable, trusted financial options.
