USDA Loan Vs. FHA loan pro & con Watertown-Town, Middlesex County, MA

In 2025, USDA loan limit in Watertown-Town, county of Middlesex, MA is $579,600 while FHA limit is $724,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Watertown-Town, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 565-3600 Lender's profile and map Reviews Curtis Mortgage LLC 115 West State Street, Media, PA, 19063 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(610) 505-9846 Lender's profile and map Reviews Rinaldi Group LLC 1 W 3rd St, Suite 203, Media, PA, 19063 The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
(484) 445-4599 Lender's profile and map Reviews Professional Mortgage Advisors LLC 14 South Jackson Street, Suite 102, Media, PA, 19063 Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
(856) 692-3440 Lender's profile and map Reviews Newfield National Bank 18 S.West Boulevard, Newfield, NJ, 08344 Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts
(610) 280-3335 Lender's profile and map Reviews 1st Trust Financial LLC 604 French Creek Lane, Chester Springs, PA, 19425 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
(609) 800-3863 Lender's profile and map Reviews Brass Financial Group 1145 Asbury Ave, Unit A, Ocean City, NJ, 08226 At Brass Financial Group, we focus on lending money for real estate investments and residential mortgages. We offer the following no doc Fix & Flip, New Construction, Bridge, Rental, and Commercial Loans as well as FHA, VA, Conventional and more!residential mortgages. We offer the following no doc Fix & Flip
(610) 468-9894 Lender's profile and map Reviews Max Mortgage 6103 Washington Drive, Reading, PA, 19606 Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
(877) 608-2562 Lender's profile and map Reviews Cayuga Lake National Bank 165 Cayuga Street, Union Springs, NY, 13160 Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
(856) 690-9100 Lender's profile and map Reviews Century Savings Bank 1376 W. Sherman Avenue, Vineland, NJ, 08360 Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
(856) 696-0767 Lender's profile and map Reviews Members 1st of NJ Federal Credit Union 37 West Landis Avenue, Vineland, NJ, 08360 Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.