USDA Loan Vs. FHA loan pro & con Waltham, Middlesex County, MA

During 2025, in the county of Middlesex, Waltham, MA, the USDA loan limit is set at $675,000. For single-family homes, the FHA imposes a limit of $828,000.

Try Lendersa® USDA loan calculator to compare the top current USDA and FHA rates, determining the income, credit score, reserves, and requisite documents to qualify. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loan details side by side, helping to choose the best program in suiting your financial needs.

Discover USDA and FHA loan varieties in Waltham, MA

The aim of Lendersa® is to ensure you receive the most favorable USDA or FHA loan efficiently, avoiding any complications. Choose one of the three options below to connect with lenders offering USDA loans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, endorsed by the U.S. Department of Agriculture, alternatively known as the USDA rural development loan or USDA mortgage, is designed solely for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.

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(504) 866-5626 Lender's profile and map Reviews Coastal Mortgage Corp 7921 Maple St, New Orleans, LA, 70118 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.
(504) 416-0097 Lender's profile and map Reviews Audubon Mortgage LLC 7628 St. Charles Avenue, New Orleans, LA, 70118 "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming FHA/VA Alternative Low Doc Loans Nationwide High Balance and more"
(701) 769-2121 Lender's profile and map Reviews Bank Forward 128 Main St, Hannaford, ND, 58448 We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
(504) 362-1235 Lender's profile and map Reviews URBAN HOUSING MORTGAGE & REALTY GROUP, LLC 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058 Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
(504) 265-6515 Lender's profile and map Reviews NOLA Hard Money Services LLC 325 Manhattan Blvd, Harvey, LA, 70058 NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
(605) 286-3213 Lender's profile and map Reviews Community Bank 118 N Main Street, Avon, SD, 57315 The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
(504) 394-5574 Lender's profile and map Reviews NAS JRB Credit Union 400 Russell Avenue, Building 509, New Orleans, LA, 70143 NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
(701) 883-5241 Lender's profile and map Reviews LaMoure Credit Union 203 7th Street SE, Lamoure, ND, 58458 LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(402) 629-4251 Lender's profile and map Reviews Farmers and Merchants Bank 501 Main St, Milligan, NE, 68406 The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded. The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
(918) 478-2437 Lender's profile and map Reviews Firstar Bank 200 S. Lee Street, Fort Gibson, OK, 74434 Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
(985) 652-4990 Lender's profile and map Reviews Louisiana Federal Credit Union 805 Robin Street, La Place, LA, 70068 Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(504) 736-6144 Lender's profile and map Reviews Jefferson Parish Employees FCU 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123 At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.