USDA VS FHA in Ashburnham, Worcester County, MA

As of 2025, the USDA loan cap in Ashburnham, located within the county of Worcester, MA, stands at $336,500. In contrast, the FHA threshold for a single-family dwelling is $472,030.

Maximize the Lendersa® USDA loan calculator to effectively contrast today's best USDA and FHA interest rates. Verify the necessary income, credit score, reserves, and documentation to qualify. Our enhanced mortgage calculator enables a comparative look at USDA, FHA, Conforming, and VA loan options to aid your decision-making, particularly within Alabama.

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Comprehensive loan limits and downpayment details for 2025 in Ashburnham, Worcester, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans available in Ashburnham, MA

The primary aim of Lendersa® is to streamline the process of securing the very best USDA or FHA mortgage promptly and efficiently. Start from any of three options that link you to appropriate lenders and USDA loan offerings.

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Defining a USDA Loan in MA

The USDA home loan, backed by the governmental Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for rural communities only. It differs from the FHA loan, which mandates at least a 3.5% down payment, whereas the USDA mortgage loan necessitates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1st Community Mortgage Group LLC
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  • Wichita Falls Federal Credit Union
  • 2100 Seymour Highway, Wichita Falls, TX, 76301
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  • Alamo Finance
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  • Caprate Mortgage LLC
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  • Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • CO-NE Federal Credit Union
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  • The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.
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  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.