As of 2025, the USDA loan cap in Ashburnham, located within the county of Worcester, MA, stands at $336,500. In contrast, the FHA threshold for a single-family dwelling is $472,030.
Maximize the Lendersa® USDA loan calculator to effectively contrast today's best USDA and FHA interest rates. Verify the necessary income, credit score, reserves, and documentation to qualify. Our enhanced mortgage calculator enables a comparative look at USDA, FHA, Conforming, and VA loan options to aid your decision-making, particularly within Alabama.
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to streamline the process of securing the very best USDA or FHA mortgage promptly and efficiently. Start from any of three options that link you to appropriate lenders and USDA loan offerings.
The USDA home loan, backed by the governmental Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for rural communities only. It differs from the FHA loan, which mandates at least a 3.5% down payment, whereas the USDA mortgage loan necessitates no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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