As of 2026, the USDA loan cap in Ashburnham, located within the county of Worcester, MA, stands at $336,500. In contrast, the FHA threshold for a single-family dwelling is $472,030.
Maximize the Lendersa® USDA loan calculator to effectively contrast today's best USDA and FHA interest rates. Verify the necessary income, credit score, reserves, and documentation to qualify. Our enhanced mortgage calculator enables a comparative look at USDA, FHA, Conforming, and VA loan options to aid your decision-making, particularly within Alabama.
Comprehensive loan limits and downpayment details for 2026 in Ashburnham, Worcester, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans available in Ashburnham, MA
The primary aim of Lendersa® is to streamline the process of securing the very best USDA or FHA mortgage promptly and efficiently. Start from any of three options that link you to appropriate lenders and USDA loan offerings.
The USDA home loan, backed by the governmental Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for rural communities only. It differs from the FHA loan, which mandates at least a 3.5% down payment, whereas the USDA mortgage loan necessitates no down payment whatsoever.
GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.
Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
