USDA VS FHA in Winchendon, Worcester County, MA

In 2025, USDA loan limit in Winchendon, county of Worcester, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Winchendon, county of Worcester, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Winchendon, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Realty Services Inc
  • 1940 North Tustin Avenue, Suite 113, Orange, CA, 92865
  • Premier Realty Services, Inc, a full service Real Estate Company. We pride ourselves on our extensive knowledge of all aspects of Real Estate, including Mortgages, residential sales, leasing, and Property Management. To support our growing business we have added the following free services for our clients: Mortgage (Refinance & Purchase Loans)
  • Ennkar Inc.
  • 1036 West Taft Avenue, Suite 200, Orange, CA, 92865
  • Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.
  • Calco Financial
  • 202 West Lincoln Avenue, Suite N, Orange, CA, 92865
  • Calco Financial We are your one stop shop for Real estate and financing! Click our link to see what you qualify for! You may also click ""Apply for Loan"" for full loan application. Once there you can print the application, fill it out and send it to us. If you have further questions
  • RC Global Financial Inc
  • 3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
  • We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
  • LifeSource Mortgage
  • 1238 Puerta Del Sol, Suite 2-E, San Clemente, CA, 92673
  • We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages etc.
  • Alliance Mortgage Lending
  • 635 Camino de los Mares, Suite 203, San Clemente, CA, 92673
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • GM Funding
  • 1211 Puerta Del Sol, Suite 280, San Clemente, CA, 92673
  • We provide our clients with expertise and value along with a high level of personal service. We believe that any big financial decision should be consulted with family members, financial advisors and CPAs to ensure a mortgage is right for your financial future and also We offer competitive low rates and personal service.
  • New Legacy Financial
  • 1023 Calle Sombra, Suite F, San Clemente, CA, 92673
  • New Legacy Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number.
  • Pacifica Finance Corporation
  • 1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
  • Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.
  • Neighborhood National Bank
  • 3511 National Ave, San Diego, CA, 92113
  • Neighborhood National Bank has proudly served the small businesses and residents of San Diego County since 1997, over two decades. As a local community bank, we pride ourselves on utilizing local deposits to invest back into the small to mid-size businesses who serve as the economic engine of San Diego.