USDA and FHA Pro and Con in Winchendon, Worcester County, MA

For 2025, the USDA loan limit in Winchendon, within the boundaries of Worcester county, MA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to help you compare today's most favorable USDA versus FHA rates and identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA programs side by side, enabling you to choose the most suitable option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Winchendon, county of Worcester, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Winchendon, MA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose any of the three starting options available that lead to matching lenders and USDA loan program offerings.

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Understanding USDA Loans in MA

The USDA home loan, backed by the government's Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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