In 2026, the USDA loan limit for Westminster, located in the county of Worcester, MA, is set at $336,500. Meanwhile, the FHA limit for a single-family home sits at $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans, and to identify the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you to choose the best program tailored to your financial circumstances, particularly in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly securing the most advantageous USDA or FHA loan for you, without the hassle. Select one of three initial paths to efficiently match with lenders and discover USDA loan opportunities.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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